Case Summary
The plaintiff, State Bank of India, sanctioned a personal loan to the defendant, Siva Kumar, who defaulted on repayment. The bank seeks a decree to recover the owed amount with interest.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Rs. 3,79,187/- with interest at the rate of 6% per annum.
Case Type
Civil Suit
Final Judgment
No
The suit is decreed, and the defendant is ordered to pay Rs. 3,79,187/- to the plaintiff with interest. Costs are awarded to the plaintiff.
Why Plaintiff Won:
Plaintiff established its case through unchallenged evidence.
Plaintiff established its case through unchallenged evidence.
Losing Side's Weaknesses:
Not available
Not available
Supporting Evidence
Plaintiff's unchallenged evidence proves its case and it is entitled to a decree to realise the amount from the defendant.
Judgment Evidence:
In the result, the suit is decreed with costs and defendant shall pay an amount of Rs. 3,79,187/- to the plaintiff with interest at the rate of 6% per annum...
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- State Bank of India
- Party Role
- Defendant
- Party Name
- Siva Kumar
- Party Age
- 60
- Relation
- S/o
Plaintiffs Documents
Terms and conditions for the loan, Copy of Advocate Notice, Postal Receipt, Unclaimed Notice, Certified copy of Statement of Account.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. C. Jagadeesan
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Smt.R.K.Rajeswari
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff sought to recover the loan amount from the defendant.
Evidence:
Hence, the plaintiff is entitled to a decree to realise the amount from the defendant.
Documents & Evidence
Document Type:
Terms and conditions for the loan
Submitted By:
Plaintiff
Relevance:
This document outlines the terms and conditions that the defendant agreed to when taking the loan.
Reference:
Ext.A1
Document Type:
Copy of Advocate Notice
Submitted By:
Plaintiff
Relevance:
This document serves as evidence of the legal notice sent to the defendant demanding repayment.
Reference:
Ext.A2
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
This document confirms the mailing of the advocate's notice to the defendant.
Reference:
Ext.A3
Document Type:
Unclaimed Notice
Submitted By:
Plaintiff
Relevance:
This document is part of the unclaimed communications related to the legal proceedings.
Reference:
Ext.A4
Document Type:
Postal Acknowledgment Card
Submitted By:
Plaintiff
Relevance:
This document acknowledges the delivery of postal communications.
Reference:
Ext.A4(a)
Document Type:
Certified copy of statement of account
Submitted By:
Plaintiff
Relevance:
This document provides the financial details and balance of the loan account.
Reference:
Ext.A5
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Non-payment of Loan
Case Code
Case between State Bank of India vs Siva Kumar regarding realization of money.
Case Code Year
Case between State Bank of India vs Siva Kumar regarding realization of money.