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O.S. No.471/2024

Case between Canara Bank vs Sreereshmi C R, Remadevi P regarding realisation of money

Court
COURT OF I st ADDITIONAL MUNSIFF
Judge
Smt. Karthika.A.R
Order Date
2025-01-31
Duration
approximately-1 year 4 months
Case Closed

Judgement document from eCourt website

Judgment Document
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Case Summary

Canara Bank filed a suit against Sreereshmi C R and Remadevi P for the recovery of an educational loan amounting to Rs.1,77,203. The defendants were absent and the case proceeded ex-parte.

Judgment Outcome

Plaintiff Won
Interim Order
The court decreed the suit in favor of the plaintiff, allowing Canara Bank to recover the outstanding amount along with interest.
Judgment Favored
Plaintiff
Relief Granted
An amount of Rs.1,77,203 with interest at the rate of 6% from the date of suit till realization and cost of the suit.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, allowing Canara Bank to recover the outstanding amount along with interest.
Why Plaintiff Won:
The plaintiff established its case through the uncontroverted testimony and evidence presented.
Losing Side's Weaknesses:
The plaintiff established its case through the uncontroverted testimony and evidence presented.
Supporting Evidence
From the uncontroverted testimony of PW1 and Exts.A1 to A3 documents the plaintiff had established its case warranting the grant of relief sought for.

Judgment Evidence:

In the result, the suit decreed with costs. Plaintiff is entitled to realise an amount of Rs.1,77,203 together with interest at the rate of 6% from the date of suit till realisation and cost of the suit from the defendants and their assets both movable and immovable.

Parties Involved

Parties

Party Role
Plaintiff
Party Name
Canara Bank
Relation
Represented by
Party Role
Defendant
Party Name
Sreereshmi C R
Party Age
25
Relation
D/o
Party Role
Defendant
Party Name
Remadevi P
Party Age
60
Relation
W/o
Plaintiffs Documents
Original Application form for Educational loan, Original Educational Loan Agreement, Statement of Account
Defendants Documents

Advocates

Party Role
Plaintiff
Advocate Name
Sri. Prasanth K.
Appearance Type
Main Counsel
Party Role
Plaintiff
Advocate Name
Sri. Ajesh B
Appearance Type
Main Counsel

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
Plaintiff sought to recover the amount due from the defendants along with interest.
Evidence:
Hence the suit. Considering the facts and circumstances of the case, I am of the view that an interest at the rate of 6% per annum for the principal amount from the date of suit till date of realization will serve the ends of justice.

Documents & Evidence

Document Type: Original Application form for Educational loan
Submitted By: Plaintiff
Relevance:
This document was used to support the plaintiff's claim regarding the educational loan sanctioned to the defendants.
Reference:
Ext.A1
Document Type: Original Educational Loan Agreement
Submitted By: Plaintiff
Relevance:
This document established the terms and conditions of the loan agreement between the plaintiff and the defendants.
Reference:
Ext.A2
Document Type: Statement of Account
Submitted By: Plaintiff
Relevance:
This document provided evidence of the outstanding dues owed by the defendants.
Reference:
Ext.A3

Case Classification

Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Non-payment of Loan
Case Code
Case between Canara Bank vs Sreereshmi C R, Remadevi P regarding realisation of money
Case Code Year
Case between Canara Bank vs Sreereshmi C R, Remadevi P regarding realisation of money

Quick Facts

Location
THIRUVANANTHAPURAM
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Case Filed
Wed, 10/23/2019 - 12:00
Case Closed
From
Wed, 01/01/2025 - 12:00
To
Fri, 01/31/2025 - 12:00
Outcome Confidence
100%

Involved Entities

Bank

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