Case Summary
The plaintiff, State Bank of India, seeks to recover money from the defendant, Sindhu.S, who defaulted on a loan. The court ruled in favor of the plaintiff as the defendant failed to appear.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Plaintiff is allowed to realise ₹1,97,066.69/- from the defendant and his assets.
Case Type
Civil Suit
Final Judgment
No
The suit is decreed in favor of the plaintiff, allowing them to recover the loan amount along with interest and costs from the defendant.
Why Plaintiff Won:
The evidence overwhelmingly supports the plaintiff's claim as the defendant did not contest.
The evidence overwhelmingly supports the plaintiff's claim as the defendant did not contest.
Losing Side's Weaknesses:
The evidence overwhelmingly supports the plaintiff's claim as the defendant did not contest.
The evidence overwhelmingly supports the plaintiff's claim as the defendant did not contest.
Supporting Evidence
The evidence of the plaintiff is unchallenged because the defendant was set ex parte and PW1 was not cross-examined.
Judgment Evidence:
In the result, suit is decreed with costs as follows: Plaintiff is allowed to realise ₹1,97,066.69/- from the defendant and his assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- State Bank of India
- Relation
- represented by
- Party Role
- Defendant
- Party Name
- Sindhu.S
- Party Age
- 48
- Relation
- W/o T.Ravi
Plaintiffs Documents
Xpress Credit Loan Application dated 14.01.2019, Sanction letter dated 22.01.2019, Personal loan agreement dated 22.01.2019, Arrangement letter dated 22.01.2019, Statement of account from 22.01.2019 to 13.09.2023
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. Rajeev Chempakassery
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is allowed to realise ₹1,97,066.69/- from the defendant and his assets.
Evidence:
In the result, suit is decreed with costs as follows: 1.Plaintiff is allowed to realise ₹1,97,066.69/- from the defendant and his assets.
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is allowed to realise interest at the rate of 14.55% per annum with monthly rests from 14/09/2023 till the date of decree.
Evidence:
2.Plaintiff is allowed to realise interest at the rate of 14.55% per annum with monthly rests from 14/09/2023 till the date of decree.
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is allowed to realise future interest at the rate of 6% per annum from the date of decree till realisation.
Evidence:
3.Plaintiff is allowed to realise future interest at the rate of 6% per annum from the date of decree till realisation.
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is allowed to realise the costs of the suit from the defendants and their assets.
Evidence:
4.Plaintiff is allowed to realise the costs of the suit from the defendants and their assets.
Documents & Evidence
Document Type:
Xpress Credit Loan Application
Submitted By:
Plaintiff
Relevance:
Document submitted by the defendant to apply for a loan.
Reference:
Ext.A1
Document Type:
Sanction letter
Submitted By:
Plaintiff
Relevance:
Letter indicating approval of the loan amount to the defendant.
Reference:
Ext.A2
Document Type:
Personal Loan Agreement
Submitted By:
Plaintiff
Relevance:
Agreement outlining the terms of the loan taken by the defendant.
Reference:
Ext.A3
Document Type:
Arrangement Letter
Submitted By:
Plaintiff
Relevance:
Document detailing the arrangement of the loan terms.
Reference:
Ext.A4
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Record of the loan account transactions and outstanding amount.
Reference:
Ext.A5
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Non-payment of rent
Case Code
Case between State Bank of India vs Sindhu.S regarding recovery of money
Case Code Year
Case between State Bank of India vs Sindhu.S regarding recovery of money