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O.S. No.1481/2023

Case between State Bank of India vs Rajan V.L regarding realisation of money

Court
COURT OF ADDITIONAL MUNSIFF - I
Judge
Smt. Karthika.A.R
Order Date
2025-04-08
Duration
approximately-6 years 1 month 12 days
Case Closed
Tue, 04/08/2025 - 12:00

Judgement document from eCourt website

Judgment Document
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Case Summary

The plaintiff, State Bank of India, filed a suit against the defendant, Rajan V.L, for the recovery of an outstanding loan amount. The defendant failed to appear in court despite proper service of summons, resulting in a decree in favor of the plaintiff.

Judgment Outcome

Plaintiff Won
Interim Order
The court decreed the suit in favor of the plaintiff, allowing the recovery of the outstanding loan amount along with interest.
Judgment Favored
Plaintiff
Relief Granted
Realisation of an amount of Rs.1,29,418.51 with 6% interest from the date of suit till realization
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, allowing the recovery of the outstanding loan amount along with interest.
Why Plaintiff Won:
The plaintiff established its case warranting the grant of relief through uncontroverted testimony and documents.
Losing Side's Weaknesses:
The plaintiff established its case warranting the grant of relief through uncontroverted testimony and documents.
Supporting Evidence
From the uncontroverted testimony of PW1 and Ext.A1 and A2 documents the plaintiff had established its case warranting the grant of relief sought for.

Judgment Evidence:

In the result, the suit decreed with costs. Plaintiff is entitled to realise an amount of Rs.1,29,418.51 with 6% interest from the date of suit till the date of realisation and cost of the suit from the defendant.

Parties Involved

Parties

Party Role
Plaintiff
Party Name
State Bank of India
Relation
Represented by
Party Role
Defendant
Party Name
Rajan V.L
Plaintiffs Documents
Copy of Statement of account, Pre Approved Xpress Credit Loan
Defendants Documents

Advocates

Party Role
Plaintiff
Advocate Name
Sri.G.S.Rajeev Chempakassery
Appearance Type
Main Counsel

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
Plaintiff sought to recover an amount of Rs.1,29,418.51 with interest from the defendant.
Evidence:
Thus, the suit is liable to decreed with costs. Plaintiff is entitled to realise an amount of Rs.1,29,418.51/- (Rupees One lakh twenty nine thousand four hundred and eighteen and fifty one paise only) with 6% interest from the date of suit till the date of realisation and cost of the suit from the defendant and his assets both movables and immovable.

Documents & Evidence

Document Type: Statement of Account
Submitted By: Plaintiff
Relevance:
Used to establish the outstanding dues owed by the defendant to the plaintiff bank.
Reference:
Ext.A1
Document Type: Pre Approved Xpress Credit Loan
Submitted By: Plaintiff
Relevance:
Document related to the loan agreement executed by the defendant.
Reference:
Ext.A2

Case Classification

Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Recovery of money
Case Code
Case between State Bank of India vs Rajan V.L regarding realisation of money
Case Code Year
Case between State Bank of India vs Rajan V.L regarding realisation of money

Quick Facts

Location
THIRUVANANTHAPURAM
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Case Filed
Wed, 02/27/2019 - 12:00
Case Closed
Tue, 04/08/2025 - 12:00
From
Tue, 04/01/2025 - 12:00
To
Wed, 04/30/2025 - 12:00
Outcome Confidence
90%

Involved Entities

Bank

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