Case Summary
The plaintiff, Kerala Gramin Bank, seeks to recover an outstanding loan amount from the defendant group Ayodhya Kudumbasree, which has defaulted on repayments. The case involves multiple members of the self-help group represented by their officials.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to realize an amount of ₹3,69,723/- with 6% interest from the date of the suit until the date of realization.
Case Type
Civil Suit
Final Judgment
No
The court has decreed in favor of the plaintiff, allowing them to recover ₹3,69,723/- from the defendants along with interest and costs. The defendants were found liable due to their default on the loan.
Why Plaintiff Won:
The plaintiff successfully proved the outstanding amount due from the defendants through documentary evidence.
The plaintiff successfully proved the outstanding amount due from the defendants through documentary evidence.
Losing Side's Weaknesses:
The plaintiff successfully proved the outstanding amount due from the defendants through documentary evidence.
The plaintiff successfully proved the outstanding amount due from the defendants through documentary evidence.
Supporting Evidence
The oral and documentary evidence presented by PW1 proves that an amount of 3,69,723₹/- (Rupees Three Lakhs Sixty-Nine Thousand Seven Hundred and Twenty-Three Only) is due from the defendants. The documents produced by the plaintiff show that the defendants are liable to pay this amount.
Judgment Evidence:
In the result; the suit is decreed as follows: (a)The plaintiff is entitled to realize an amount of 3,69,723₹/- (Rupees Three Lakhs Sixty-Nine Thousand Seven Hundred and Twenty-Three Only) with 6% interest from the date of the suit until the date of realization, from the defendants and their assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- represented by its Branch Manager
- Party Role
- Defendant
- Party Name
- Ayodhya Kudumbasree
- Relation
- represented by it’s President
- Party Role
- Defendant
- Party Name
- Geethu J.R
- Party Age
- 30
- Relation
- W/o. Aneesh
- Party Role
- Defendant
- Party Name
- Lekha. L
- Party Age
- 52
- Relation
- W/o. Ashokan
- Party Role
- Defendant
- Party Name
- Sukanya. R
- Party Age
- 30
- Relation
- W/o. Arun. A
- Party Role
- Defendant
- Party Name
- Nagamma. L
- Party Age
- 53
- Relation
- W/o. Jayakumar
Plaintiffs Documents
Promissory Note dated 29/05/2020, Take delivery letter to DPN dated 29/05/2020, True extract of the statement of account, Original Inter-se Agreement dated 29/05/2020, Articles of Agreement for Linkage Loans to Self Help Groups dated 29/05/2020, Advocate notice dated 12/12/2022, Promissory Note dated 26/08/2020, Take delivery letter to DPN dated 26/08/2020.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Smt. Gayathri R. Krishnan
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Sri. Kanjiramattom T.K. Siraj
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Sri.Ganesh Chandran
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to recover ₹3,69,723/- with interest.
Evidence:
In the result; the suit is decreed as follows: (a)The plaintiff is entitled to realize an amount of 3,69,723₹/- (Rupees Three Lakhs Sixty-Nine Thousand Seven Hundred and Twenty-Three Only) with 6% interest from the date of the suit until the date of realization, from the defendants and their assets.
Relief Type:
Costs
Outcome:
Granted
Description:
The plaintiff is entitled to recover the costs of the suit.
Evidence:
In the result; the suit is decreed as follows: (b)The plaintiff is also entitled to realize the costs of this suit from the defendants and their assets.
Documents & Evidence
Document Type:
Promissory Note
Submitted By:
Plaintiff
Relevance:
Executed by defendants 2 and 3 as part of the loan agreement.
Reference:
Ext.A1
Document Type:
Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
Executed by defendants 2 and 3 as part of the loan process.
Reference:
Ext.A2
Document Type:
True extract of the statement of account
Submitted By:
Plaintiff
Relevance:
Certified statement showing outstanding balance due from defendants.
Reference:
Ext.A3
Document Type:
Original Inter-Se agreement
Submitted By:
Plaintiff
Relevance:
Executed by the defendants as a security document.
Reference:
Ext.A4
Document Type:
Articles of Agreement for Linkage Loans to Self Help Groups
Submitted By:
Plaintiff
Relevance:
Executed by the defendants as part of the loan agreement.
Reference:
Ext.A5
Document Type:
Copy of the Advocate notice
Submitted By:
Plaintiff
Relevance:
Notice sent to the defendants regarding loans.
Reference:
Ext.A6
Document Type:
Promissory Note
Submitted By:
Plaintiff
Relevance:
Executed by defendants 2 and 3 as part of the second loan agreement.
Reference:
Ext.A7
Document Type:
Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
Executed by defendants 2 and 3 as part of the second loan process.
Reference:
Ext.A8
Document Type:
True extract of the statement of account
Submitted By:
Plaintiff
Relevance:
Certified statement showing outstanding balance due from defendants.
Reference:
Ext.A9
Document Type:
Original Inter-Se agreement
Submitted By:
Plaintiff
Relevance:
Executed by the defendants as a security document for the second loan.
Reference:
Ext.A10
Document Type:
Articles of Agreement for Linkage Loans to Self Help Groups
Submitted By:
Plaintiff
Relevance:
Executed by the defendants as part of the second loan agreement.
Reference:
Ext.A11
Document Type:
Copy of the Advocate notice
Submitted By:
Plaintiff
Relevance:
Further notice sent to the defendants regarding outstanding liabilities.
Reference:
Ext.A12
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Recovery of money
Case Code
OS.NO.
Case Code Year
2023