Case Summary
The plaintiff, Federal Bank Ltd, is seeking to recover an educational loan amount from the defendants, who have failed to repay despite repeated demands. The case was heard ex-parte due to the defendants not filing a written statement.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to realize an amount of ₹2,56,245.64 with 6% interest from the date of the suit until realization.
Case Type
Civil Suit
Final Judgment
No
The court found in favor of the plaintiff, Federal Bank Ltd, allowing for the recovery of the total outstanding loan amount plus interest.
Why Plaintiff Won:
The plaintiff provided sufficient evidence of the outstanding loan amount due from the defendants.
The plaintiff provided sufficient evidence of the outstanding loan amount due from the defendants.
Losing Side's Weaknesses:
The plaintiff provided sufficient evidence of the outstanding loan amount due from the defendants.
The plaintiff provided sufficient evidence of the outstanding loan amount due from the defendants.
Supporting Evidence
The oral and documentary evidence presented by PW1 proves that an amount of 2,56,245.64/- ₹ (Rupees Two Lakhs Fifty-Six Thousand Two Hundred Forty-Five and Sixty-Four paise only) is due from the defendants.
Judgment Evidence:
In the result; the suit is decreed as follows: a) The plaintiff is entitled to realize an amount of 2,56,245.64/- ₹ (Rupees Two Lakhs Fifty-Six Thousand Two Hundred Forty-Five and Sixty-Four paise only) with 6% interest from the date of the suit until the date of realization from the defendants and their assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Federal Bank Ltd
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Rohil. V
- Party Age
- 26
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Venugopal. R
- Party Age
- 63
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Vijayamma. S
- Party Age
- 63
- Relation
- W/o
Plaintiffs Documents
Loan application, Sanction letter, Loan agreement, Demand promissory note, Security delivery letter, Revival letters, Statement of account.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. Sandeep T. George
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Sri. Ajith. G
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Sri. Baiju Gopinathan
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is entitled to recover the outstanding loan amount with interest.
Evidence:
The plaintiff is entitled to realize an amount of 2,56,245.64/- (Rupees Two Lakhs Fifty-Six Thousand Two Hundred Forty-Five and Sixty-Four paise only) with 6% interest from the date of the suit until the date of realization from the defendants and their assets.
Relief Type:
Other
Outcome:
Granted
Description:
Plaintiff is entitled to recover the costs of the suit.
Evidence:
The plaintiff is also entitled to realize the costs of this suit from the defendants and their assets.
Documents & Evidence
Document Type:
Original loan application
Submitted By:
Plaintiff
Relevance:
Executed by the defendants as part of the loan process.
Reference:
Ext.A1
Document Type:
Sanction letter
Submitted By:
Plaintiff
Relevance:
Indicates the approval of the loan amount by the bank.
Reference:
Ext.A2
Document Type:
Loan Agreement
Submitted By:
Plaintiff
Relevance:
Document detailing the terms of the loan agreement executed by the defendants.
Reference:
Ext.A3
Document Type:
Demand Promissory Note
Submitted By:
Plaintiff
Relevance:
Serves as a promise to pay the loan amount with interest.
Reference:
Ext.A4
Document Type:
Security Delivery Letter
Submitted By:
Plaintiff
Relevance:
Document that provides security for the loan provided.
Reference:
Ext.A5
Document Type:
Revival Letter
Submitted By:
Plaintiff
Relevance:
Confirms the outstanding loan amount as of a specific date.
Reference:
Ext.A6
Document Type:
Revival Letter
Submitted By:
Plaintiff
Relevance:
Further acknowledges the balance due on the loan.
Reference:
Ext.A7
Document Type:
Copy of the statement of account
Submitted By:
Plaintiff
Relevance:
Provides the details of the outstanding balance on the loan account.
Reference:
Ext.A8
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Recovery of money
Case Code
OS.NO.
Case Code Year
2020