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OS.No.265/2024

Case between Mulamoottil Consumer Credits Limited. vs Suraj.S et al regarding realisation of money

Court
COURT OF PRINCIPAL MUNSIFF
Judge
Sri. Mithun Gopi.G.S
Order Date
2025-08-14
Duration
approximately-4 years 28 days
Case Code No.
265
Case Closed
Thu, 08/14/2025 - 12:00

Judgement document from eCourt website

Judgment Document
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Case Summary

Mulamoottil Consumer Credits Limited. has filed a suit against Suraj.S and Sukeshan.R for the recovery of a loan amount not paid back. The defendants requested a loan for purchasing a vehicle but defaulted on repayment.

Judgment Outcome

Plaintiff Won
Interim Order
The court ruled in favor of the plaintiff, granting them the amount due from the defendants along with interest and costs. The defendants failed to appear and contest the claims.
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to realize an amount of ₹64,509/- with interest at the rate of 6% per annum and costs from the defendants.
Case Type
Civil Suit
Final Judgment
No
The court ruled in favor of the plaintiff, granting them the amount due from the defendants along with interest and costs. The defendants failed to appear and contest the claims.
Why Plaintiff Won:
The evidence adduced by the plaintiff remained unchallenged, establishing the defendants' liability to pay the due amount.
Losing Side's Weaknesses:
The evidence adduced by the plaintiff remained unchallenged, establishing the defendants' liability to pay the due amount.
Supporting Evidence
The documents produced by the plaintiff clearly demonstrate the defendants have the liability to pay the said amount.

Judgment Evidence:

In the result; the suit is decreed as follows: (a)The plaintiff is entitled to realize an amount of ₹64,509/- (Rupees Sixty-four Thousand Five Hundred and Nine only) with interest at the rate of 6% per annum from the date of the suit until the date of realization from the defendants and their assets.

Parties Involved

Parties

Party Role
Plaintiff
Party Name
Mulamoottil Consumer Credits Limited.
Relation
Represented by
Party Role
Defendant
Party Name
Suraj.S
Party Age
25
Relation
S/o
Party Role
Defendant
Party Name
Sukeshan.R
Party Age
58
Relation
S/o
Plaintiffs Documents
Original Agreement of Hypothecation dated 12/08/2021, Original demand promissory note dated 12/08/2021, Statement of Account, Copy of Legal Notice dated 02/02/2024
Defendants Documents

Advocates

Party Role
Plaintiff
Advocate Name
Sri. Jayakrishnan.D
Appearance Type
Main Counsel
Party Role
Plaintiff
Advocate Name
Smt. Sheeja M.S
Appearance Type
Main Counsel

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
The plaintiff is entitled to recover ₹64,509/- from the defendants with interest.
Evidence:
the plaintiff is entitled to realize an amount of ₹64,509/- (Rupees Sixty-four Thousand Five Hundred and Nine only) with interest at the rate of 6% per annum from the date of the suit until the date of realization from the defendants and their assets.
Relief Type: Recovery
Outcome: Granted
Description:
The plaintiff is entitled to recover the costs of the suit from the defendants.
Evidence:
the plaintiff is also entitled to realize the costs of this suit from the defendants and their assets.

Documents & Evidence

Document Type: Original agreement of hypothecation
Submitted By: Plaintiff
Relevance:
This document serves as the hypothecation agreement for the loan amount sanctioned to the first defendant.
Reference:
Ext.A1
Document Type: Original Demand Promissory Note
Submitted By: Plaintiff
Relevance:
This document is the promissory note executed by the defendants in relation to their loan.
Reference:
Ext.A2
Document Type: Statement of Account
Submitted By: Plaintiff
Relevance:
This exhibits the account details for the loan period, showing the outstanding amount due from the defendants.
Reference:
Ext.A3
Document Type: Copy of legal notice
Submitted By: Plaintiff
Relevance:
This document is a legal notice sent to the defendants regarding their failure to repay the loan.
Reference:
Ext.A4
Document Type: Postal Receipts
Submitted By: Plaintiff
Relevance:
These receipts are evidence of the dispatch of the legal notice to the defendants.
Reference:
Ext.A4(a) and Ext.A4(b)
Document Type: Tracking Page of India Post receipts
Submitted By: Plaintiff
Relevance:
These documents indicate the tracking details of the postal service used for sending the legal notice.
Reference:
Ext.A5 and Ext.A5(a)
Document Type: Notarised copy of the Power of Attorney
Submitted By: Plaintiff
Relevance:
This document grants authority to the representative of the plaintiff in legal matters.
Reference:
Ext.A6

Case Classification

Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Recovery of money
Case Code
OS.NO.
Case Code Year
2024

Quick Facts

Location
THIRUVANANTHAPURAM
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Case Filed
Thu, 08/12/2021 - 12:00
Case Closed
Thu, 08/14/2025 - 12:00
From
Fri, 08/01/2025 - 12:00
To
Sun, 08/31/2025 - 12:00
Outcome Confidence
90%

Involved Entities

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