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OS. No.1138/2019

Case between M/s Mulamoottil Consumer Credits Ltd. vs Sunil Kumar et al regarding recovery of money.

Court
COURT OF ADDITIONAL MUNSIFF-III
Judge
Smt.Sreelakshmi. C
Order Date
2025-02-22
Duration
approximately-5 years 8 months
Case Closed
Sat, 02/22/2025 - 12:00

Judgement document from eCourt website

Judgment Document
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Case Summary

M/s Mulamoottil Consumer Credits Ltd. is seeking recovery of money from Sunil Kumar and others due to a default on a loan. The defendants were set ex parte as they failed to respond to the suit.

Judgment Outcome

Plaintiff Won
Interim Order
The court has decreed in favor of the plaintiff, allowing them to recover the outstanding loan amount and interest from the defendants. The defendants were set ex parte due to their non-appearance.
Judgment Favored
Plaintiff
Relief Granted
Plaintiff is allowed to realise ₹17,964/- from the defendants and their assets.
Case Type
Civil Suit
Final Judgment
No
The court has decreed in favor of the plaintiff, allowing them to recover the outstanding loan amount and interest from the defendants. The defendants were set ex parte due to their non-appearance.
Why Plaintiff Won:
The plaintiff proved the amount owed through unchallenged evidence as the defendants did not appear in court.
Losing Side's Weaknesses:
The plaintiff proved the amount owed through unchallenged evidence as the defendants did not appear in court.
Supporting Evidence
After considering the oral and documentary evidence from the side of the plaintiff, it is proved that the defendants owed the amount to the plaintiff as claimed in the suit.

Judgment Evidence:

In the result, suit is decreed with costs as follows: 1.Plaintiff is allowed to realise ₹17,964/- from the defendants and their assets.

Parties Involved

Parties

Party Role
Plaintiff
Party Name
M/s Mulamoottil Consumer Credits Ltd.
Party Role
Defendant
Party Name
Sunil Kumar
Party Age
40
Relation
S/o
Party Role
Defendant
Party Name
Usha
Party Age
48
Relation
W/o
Party Role
Defendant
Party Name
Vinil Kumar
Party Age
38
Relation
S/o
Plaintiffs Documents
Original Promissory Note dated 18/06/2015, Agreement of Hire Purchase dated 18/06/2015, Statement of Accounts, Copy of Advocate Notice dated 21/05/2019, Postal Receipts.
Defendants Documents

Advocates

Party Role
Plaintiff
Advocate Name
Sri. Prasanna Kumar Nair
Appearance Type
Main Counsel
Party Role
Plaintiff
Advocate Name
Smt.N.Renjini
Appearance Type
Assisting Counsel

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
Plaintiff is allowed to realize ₹17,964/- from the defendants and their assets.
Evidence:
Therefore, plaintiff is entitled to realise ₹17,964/- with interest at the rate of 15% per annum with monthly rests from the date of suit till date of decree.
Relief Type: Interest
Outcome: Granted
Description:
Plaintiff is allowed to realize interest at the rate of 15% per annum with monthly rests till the date of decree.
Evidence:
Plaintiff is allowed to realise interest at the rate of 15% per annum with monthly rests till the date of decree.
Relief Type: Future Interest
Outcome: Granted
Description:
Plaintiff is allowed to realize future interest at the rate of 6% per annum from the date of decree till realization.
Evidence:
Plaintiff is allowed to realise future interest at the rate of 6% per annum from the date of decree till realisation.
Relief Type: Recovery
Outcome: Granted
Description:
Plaintiff is allowed to realize the costs of the suit from the defendants and their assets.
Evidence:
Plaintiff is allowed to realise the costs of the suit from the defendants and their assets.

Documents & Evidence

Document Type: Original promissory note
Submitted By: Plaintiff
Relevance:
This document was used to establish the loan agreement with the first defendant.
Reference:
Ext.A1
Document Type: Agreement of Hire Purchase
Submitted By: Plaintiff
Relevance:
This document outlines the terms of the hire purchase agreement relevant to the loan.
Reference:
Ext.A2
Document Type: Statement of Accounts
Submitted By: Plaintiff
Relevance:
This document provided evidence of the outstanding balance on the loan.
Reference:
Ext.A3
Document Type: Copy of Advocate Notice
Submitted By: Plaintiff
Relevance:
This document shows that the defendants were formally notified of the loan default.
Reference:
Ext.A4
Document Type: Postal Receipts
Submitted By: Plaintiff
Relevance:
This document confirms the sending of notices to the defendants.
Reference:
Ext.A5
Document Type: Acknowledgment card
Submitted By: Plaintiff
Relevance:
This document was used to acknowledge receipt of documents by the defendants.
Reference:
Ext.A6
Document Type: Certified Copy of Power of Attorney
Submitted By: Plaintiff
Relevance:
This document certifies the authority of the Junior Executive to represent the plaintiff.
Reference:
Ext.A7

Case Classification

Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Recovery of money
Case Code
Case between M/s Mulamoottil Consumer Credits Ltd. vs Sunil Kumar et al regarding recovery of money.
Case Code Year
Case between M/s Mulamoottil Consumer Credits Ltd. vs Sunil Kumar et al regarding recovery of money.

Quick Facts

Location
THIRUVANANTHAPURAM
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Case Filed
Tue, 06/18/2019 - 12:00
Case Closed
Sat, 02/22/2025 - 12:00
From
Sat, 02/01/2025 - 12:00
To
Fri, 02/28/2025 - 12:00
Outcome Confidence
90%

Involved Entities

Financial Institution

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