Case Summary
The plaintiff, Kerala Gramin Bank, is seeking to recover a loan amount from the defendant, Sri. Rajesh. R, who has defaulted on repayment. The court ruled in favor of the plaintiff due to the defendant's failure to appear and contest the claims.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendant shall pay an amount of Rs. 2,76,466.90/- with interest at the rate of 6% per annum.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, ordering the defendant to pay the outstanding loan amount with interest.
Why Plaintiff Won:
The plaintiff's unchallenged evidence proved its case.
The plaintiff's unchallenged evidence proved its case.
Losing Side's Weaknesses:
The plaintiff's unchallenged evidence proved its case.
The plaintiff's unchallenged evidence proved its case.
Supporting Evidence
The plaintiff's unchallenged evidence proved its case and it is entitled to a decree to realize the amount from the defendant.
Judgment Evidence:
In the result, the suit is decreed with costs and defendant shall pay an amount of Rs. 2,76,466.90/- (Rupees Two lakhs seventy Six thousand Four hundred Sixty Six and Ninety paise only) to the plaintiff with interest at the rate of 6% per annum for the principal amount from the date of suit till date of realization.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank (South Malabar Gramin Bank)
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Sri. Rajesh. R
- Party Age
- 41
- Relation
- S/o
Plaintiffs Documents
Original loan application dated 26.09.2011, Original deed of hypothecation dated 26.09.2011, Acknowledgment of Debt and security dated 10.10.2013, 26.08.2014, 08.03.2017, 04.01.2020 and 30.07.2022, Copy of statement of loan account dated 26.03.2025.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. Konniyoor.S. Harichandran
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Smt. P. Chithra
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Smt. Vijayalekshmy. S
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff entitled to recover Rs. 2,76,466.90 with interest.
Evidence:
Thus, the suit is decreed with costs and defendant shall pay an amount of Rs. 2,76,466.90/- (Rupees Two lakhs seventy Six thousand Four hundred Sixty Six and Ninety paise only) to the plaintiff with interest at the rate of 6% per annum for the principal amount from the date of suit till date of realization.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Original loan application dated 26.09.2011.
Reference:
Ext.A1
Document Type:
Deed of Hypothecation
Submitted By:
Plaintiff
Relevance:
Original deed of hypothecation dated 26.09.2011.
Reference:
Ext.A2
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
Acknowledgement of debt and security from 10.10.2013 to 30.07.2022.
Reference:
Ext.A3
Document Type:
Statement of Loan Account
Submitted By:
Plaintiff
Relevance:
Copy of statement of loan account dated 26.03.2025.
Reference:
Ext.A4
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Recovery of money
Case Code
OS.NO.
Case Code Year
2025