Case Summary
Kerala Gramin Bank has filed a suit against Renjini S. and Sivakumar J. for recovery of a loan amount due. The defendants failed to repay the loan as per the agreement, leading to the plaintiff seeking legal action.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Plaintiff is entitled to realise an amount of Rs.68,430/- together with 6% interest from the date of decree till realisation and cost of the suit from the defendants.
Case Type
Civil Suit
Final Judgment
No
The court decreed in favor of the plaintiff, allowing them to recover the outstanding loan amount along with interest. The defendants were found liable for the repayment.
Why Plaintiff Won:
The plaintiff established its case through uncontroverted testimony and documentary evidence.
The plaintiff established its case through uncontroverted testimony and documentary evidence.
Losing Side's Weaknesses:
Not available
Not available
Supporting Evidence
The only point that arise for consideration is whether the plaintiff is entitled to get the relief sought for. From the uncontroverted testimony of PW1 and Exts.A1 to A7 (Series) documents the plaintiff had established his case warranting the grant of relief sought for.
Judgment Evidence:
In the result, the suit decreed with costs Plaintiff is entitled to realise an amount of Rs.68,430/- (Rupees Sixty Eight thousand Four Hundred and Thirty only) together with 6% interest from the date of decree till realisation and cost of the suit from the defendants.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- represented by it's Manager Libin Thomas
- Party Role
- Defendant
- Party Name
- Renjini S.
- Party Age
- 39
- Relation
- W/o Sivakumar
- Party Role
- Defendant
- Party Name
- Sivakumar J.
- Party Age
- 46
- Relation
- S/o Janardhanon J.
Plaintiffs Documents
A1 12/11/2019 Original loan Application, A2 12/11/2019 Loan terms and conditions, A3 12/11/2019 Guarantee Agreement, A4 12/11/2019 Guarantee Agreement, A5 Nil True extract of statement of Account, A6 22/07/2022 Copy of Lawyers notice, A7 30/07/2022 Original returned Advocate Notice
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Smt. Gayathri R. Krishnan
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff sought to recover the loan amount with interest.
Evidence:
The suit decreed with costs Plaintiff is entitled to realise an amount of Rs.68,430/- (Rupees Sixty Eight thousand Four Hundred and Thirty only) together with 6% interest from the date of decree till realisation and cost of the suit from the defendants.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Original loan Application submitted by the defendants.
Reference:
Ext.A1
Document Type:
Loan terms and conditions
Submitted By:
Plaintiff
Relevance:
Details of the loan terms agreed upon by the defendants.
Reference:
Ext.A2
Document Type:
Guarantee Agreement
Submitted By:
Plaintiff
Relevance:
Guarantee Agreement signed by the second defendant for the loan.
Reference:
Ext.A3
Document Type:
Guarantee Agreement
Submitted By:
Plaintiff
Relevance:
Duplicate entry of the Guarantee Agreement.
Reference:
Ext.A4
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
True extract of the statement of account showing outstanding amount.
Reference:
Ext.A5
Document Type:
Lawyers notice
Submitted By:
Plaintiff
Relevance:
Copy of the lawyer's notice issued to the defendants regarding loan repayment.
Reference:
Ext.A6
Document Type:
Returned Advocate Notice
Submitted By:
Plaintiff
Relevance:
Original returned Advocate Notice sent to the defendants.
Reference:
Ext.A7
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Recovery of money
Case Code
Case between Kerala Gramin Bank vs Renjini S. et al regarding recovery of money.
Case Code Year
Case between Kerala Gramin Bank vs Renjini S. et al regarding recovery of money.