Case Summary
The Kerala Gramin Bank filed a suit for the recovery of a loan amount due from the defendants. The defendants failed to repay the loan as per the agreement and were declared ex-parte after not appearing in court.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Plaintiff is entitled to realise an amount of Rs.40,968/- with interest at the rate of 13.00 % from the date of suit till the date of decree.
Case Type
Civil Suit
Final Judgment
No
The court ruled in favor of the plaintiff, allowing for the recovery of the outstanding loan amount along with interest.
Why Plaintiff Won:
The plaintiff established its case based on unchallenged evidence and documentation.
The plaintiff established its case based on unchallenged evidence and documentation.
Losing Side's Weaknesses:
The plaintiff established its case based on unchallenged evidence and documentation.
The plaintiff established its case based on unchallenged evidence and documentation.
Supporting Evidence
The uncontroverted averments in the plaint and the facts sworn in the affidavit coupled with the accompanying documents go on to prove that the 1st defendant has availed off a loan facility from the plaintiff Bank.
Judgment Evidence:
In the result, the suit decreed with costs: 1. Plaintiff is entitled to realise an amount of Rs.40,968/- (Rupees Forty thousand Nine hundred and sixty eight only) with interest at the rate of 13.00 % from the date of suit till the date of decree.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Rajesh. J
- Party Age
- 38
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Sheela S
- Relation
- W/o
Plaintiffs Documents
Loan Application Form, Details and Consent of Co-obligant, Sanction letter, Agreement for General Consumption loan, Pronote, Acknowledgment of Debt and Security, Copy of Legal notice, Acknowledgment Cards, Statement of accounts
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. Feroz.A
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff entitled to recover Rs.40,968/- with interest.
Evidence:
The Plaintiff is entitled to realize an amount of Rs.40,968/- with interest at the rate of 13.00 % from the date of suit till the date of decree.
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff entitled to recover costs of the suit.
Evidence:
The Plaintiff is entitled to realize the cost of the suit from the defendants and their assets both movable and immovable.
Documents & Evidence
Document Type:
Loan Application Form
Submitted By:
Plaintiff
Relevance:
Executed as part of the loan agreement.
Reference:
Ext.A1
Document Type:
Details and Consent of Co-obligant
Submitted By:
Plaintiff
Relevance:
Documents relating to the co-obligant's agreement.
Reference:
Ext.A2
Document Type:
Sanction letter
Submitted By:
Plaintiff
Relevance:
Issued for the loan facility provided to the defendants.
Reference:
Ext.A3
Document Type:
Agreement for General Consumption Loan
Submitted By:
Plaintiff
Relevance:
Contractual agreement detailing the loan terms.
Reference:
Ext.A4
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
Document executed by the defendants as part of the loan.
Reference:
Ext.A5
Document Type:
Acknowledgment of Debt and Security of Borrower/Co-obligant
Submitted By:
Plaintiff
Relevance:
Acknowledgment relating to the outstanding loan.
Reference:
Ext.A6
Document Type:
Copy of legal notice
Submitted By:
Plaintiff
Relevance:
Notice issued to demand repayment of the loan amount.
Reference:
Ext.A7
Document Type:
Acknowledgment Cards
Submitted By:
Plaintiff
Relevance:
Series of acknowledgment relating to receipt of communications.
Reference:
Ext.A8
Document Type:
Statement of Accounts
Submitted By:
Plaintiff
Relevance:
Document showing the outstanding dues of the defendants.
Reference:
Ext.A9
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Non-payment of rent
Case Code
Case between Kerala Gramin Bank vs Rajesh. J et al regarding realisation of money
Case Code Year
Case between Kerala Gramin Bank vs Rajesh. J et al regarding realisation of money