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Original Suit No. 44/2023

Case between Kerala Gramin Bank vs Nazar et al regarding realization of money.

Court
IN THE COURT OF THE MUNSIFF, VARKALA
Judge
Sri. ARAVIND. P.
Order Date
2025-09-23
Duration
Case Closed

Judgement document from eCourt website

Judgment Document
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Case Summary

The plaintiff, Kerala Gramin Bank, filed a suit against the defendants, who are the legal heirs of late Mrs. Arifa, for the recovery of a loan amount. The defendants failed to repay the amount owed after repeated demands.

Judgment Outcome

Plaintiff Won
Interim Order
The court ruled in favor of the plaintiff, allowing them to recover the loan amount from the defendants. The defendants were found liable for the outstanding debt.
Judgment Favored
Plaintiff
Relief Granted
Entitled to realize ₹1,66,811/- from the defendants with interest.
Case Type
Civil Suit
Final Judgment
No
The court ruled in favor of the plaintiff, allowing them to recover the loan amount from the defendants. The defendants were found liable for the outstanding debt.
Why Plaintiff Won:
The plaintiff established their case through unchallenged oral and documentary evidence.
Losing Side's Weaknesses:
The plaintiff established their case through unchallenged oral and documentary evidence.
Supporting Evidence
Through the unchallenged oral and documentary evidence adduced by the plaintiff bank, the plaintiff has established their case.

Judgment Evidence:

In the result, suit is decreed as follows: 1. The plaintiff is hereby entitled to realize ₹1,66,811/- (Rupees One Lakh Sixty Six Thousand Eight Hundred and Eleven only) from the defendants 1 to 5 with 9% interest from the date of suit till the date of decree and 6% interest from the date of decree till date of realization. 2. The plaintiff is also entitled to realize costs of the proceedings from the defendants.

Parties Involved

Parties

Party Role
Plaintiff
Party Name
Kerala Gramin Bank
Relation
represented by its Manager
Party Role
Defendant
Party Name
Nazar
Party Age
58
Relation
S/o Late Arifa
Party Role
Defendant
Party Name
Sulthana Beegum
Party Age
45
Relation
D/o Late Arifa
Party Role
Defendant
Party Name
Mohammed Khaleefa
Party Age
55
Relation
S/o Late Arifa
Party Role
Defendant
Party Name
Souda
Party Age
55
Relation
D/o Late Arifa
Party Role
Defendant
Party Name
Mumthas
Party Age
50
Relation
D/o Late Arifa
Plaintiffs Documents
Memorandum of agreement for agricultural loans dated 01/02/2020, Declaration for review of KCC limits dated 16/02/2021 and 15/02/2022, Statement of account.
Defendants Documents

Advocates

Party Role
Plaintiff
Advocate Name
Smt. Renju. P.
Appearance Type
Main Counsel

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
The plaintiff is entitled to recover ₹1,66,811 from the defendants.
Evidence:
So this court is having no hesitation to hold that the plaintiff is entitled to realize the amount of `1,66,811/- (Rupees One Lakh Sixty Six Thousand Eight Hundred and Eleven only) with interest.
Relief Type: Recovery
Outcome: Granted
Description:
The plaintiff is entitled to realize costs of the proceedings from the defendants.
Evidence:
the plaintiff bank can be permitted to realize cost of the proceedings from the defendants.

Documents & Evidence

Document Type: Memorandum of agreement for agricultural loans
Submitted By: Plaintiff
Relevance:
This document establishes the loan agreement entered into by the plaintiff and late Mrs. Arifa.
Reference:
Ext.A1
Document Type: Declaration for review of KCC limits
Submitted By: Plaintiff
Relevance:
These documents show the review of the loan conditions signed by late Mrs. Arifa.
Reference:
Ext.A2
Document Type: Statement of Account
Submitted By: Plaintiff
Relevance:
This document provides the account details for the loan availed by late Mrs. Arifa.
Reference:
Ext.A3
Document Type: Copy of Advocate Notice
Submitted By: Plaintiff
Relevance:
This document serves as proof of notice sent to defendants demanding repayment of the loan.
Reference:
Ext.A4
Document Type: Postal Receipts
Submitted By: Plaintiff
Relevance:
These receipts corroborate the sending of the advocate notice to the defendants.
Reference:
Ext.A5(series)
Document Type: Tax Receipts
Submitted By: Plaintiff
Relevance:
These receipts may provide evidence of transactions related to the estate of late Mrs. Arifa.
Reference:
Ext.A6(series)

Case Classification

Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiffs Court, Varkala
Common Reasons
Recovery of money
Case Code
Case between Kerala Gramin Bank vs Nazar et al regarding realization of money.
Case Code Year
Case between Kerala Gramin Bank vs Nazar et al regarding realization of money.

Quick Facts

Location
Varkala
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiffs Court, Varkala
Case Filed
Case Closed
From
Mon, 09/01/2025 - 12:00
To
Wed, 12/31/2025 - 12:00
Outcome Confidence
90%

Involved Entities

Bank

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