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Original Suit No. 185/2024

Case between The Federal Bank Ltd. vs Nazar regarding loan recovery

Court
COURT OF THE MUNSIFF, VARKALA
Judge
Sri. ARAVIND. P.
Order Date
2025-09-16
Duration
approximately-1 year 6 months
Case Closed
Tue, 09/16/2025 - 12:00

Judgement document from eCourt website

Judgment Document
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Case Summary

The plaintiff, The Federal Bank Ltd., is suing the defendant, Nazar, for the recovery of a loan amounting to ₹3,04,157 along with interest. The defendant defaulted on the repayment of the loan taken from the plaintiff bank.

Judgment Outcome

Plaintiff Won
Interim Order
The suit is decreed in favor of the plaintiff, allowing them to recover the loan amount with interest from the defendant.
Judgment Favored
Plaintiff
Relief Granted
Plaintiff is entitled to realize ₹3,04,157 from the defendant with 12% interest from the date of suit till the date of decree and 6% interest from the date of decree till date of realization.
Case Type
Civil Suit
Final Judgment
No
The suit is decreed in favor of the plaintiff, allowing them to recover the loan amount with interest from the defendant.
Why Plaintiff Won:
The plaintiff established their case through unchallenged oral and documentary evidence.
Losing Side's Weaknesses:
The plaintiff established their case through unchallenged oral and documentary evidence.
Supporting Evidence
Through the unchallenged oral and documentary evidence adduced by the plaintiff bank, the plaintiff has established their case.

Judgment Evidence:

In the result, suit is decreed as follows: 1. The plaintiff is hereby entitled to realize ₹3,04,157/- (Rupees Three Lakhs Four Thousand One Hundred and Fifty Seven only) from the defendant with 12% interest from the date of suit till the date of decree and 6% interest from the date of decree till date of realization.

Parties Involved

Parties

Party Role
Plaintiff
Party Name
The Federal Bank Ltd.
Relation
Represented by
Party Role
Defendant
Party Name
Nazar
Party Age
48
Relation
S/o
Plaintiffs Documents
Copy of Advocate Notice dated 22/03/2024, Postal receipt dated 25/03/2024, Statement of Account for the period 5/11/2022 to 20/03/2024
Defendants Documents

Advocates

Party Role
Plaintiff
Advocate Name
Smt. Mini. R. S.
Appearance Type
Main Counsel

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
The plaintiff is entitled to realize `3,04,157/- from the defendant.
Evidence:
The plaintiff is hereby entitled to realize `3,04,157/- (Rupees Three Lakhs Four Thousand One Hundred and Fifty Seven only) from the defendant with 12% interest from the date of suit till the date of decree and 6% interest from the date of decree till date of realization.
Relief Type: Recovery
Outcome: Granted
Description:
The plaintiff is entitled to realize costs of the proceedings from the defendant.
Evidence:
The plaintiff is also entitled to realize costs of the proceedings from the defendant.

Documents & Evidence

Document Type: Copy of Advocate Notice
Submitted By: Plaintiff
Relevance:
This document was used to establish that the defendant was notified of the repayment due.
Reference:
Ext.A1
Document Type: Postal receipt
Submitted By: Plaintiff
Relevance:
This document supports the claim that the lawyer's notice was sent to the defendant.
Reference:
Ext.A2
Document Type: Statement of Account
Submitted By: Plaintiff
Relevance:
This document records the financial transactions and the outstanding amount owed by the defendant.
Reference:
Ext.A3

Case Classification

Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiffs Court, Varkala
Common Reasons
Recovery of money
Case Code
Case between The Federal Bank Ltd. vs Nazar regarding loan recovery
Case Code Year
Case between The Federal Bank Ltd. vs Nazar regarding loan recovery

Quick Facts

Location
Varkala, Thiruvananthapuram District, Kerala
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiffs Court, Varkala
Case Filed
Fri, 03/22/2024 - 12:00
Case Closed
Tue, 09/16/2025 - 12:00
From
Mon, 09/01/2025 - 12:00
To
Wed, 12/31/2025 - 12:00
Outcome Confidence
95%

Involved Entities

Bank

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