Case Summary
Kerala Gramin Bank filed a suit against Lathakumari V for recovery of an outstanding loan amount due to default in repayment. Despite the defendant being properly served, she failed to appear in court.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
An amount of Rs.52,155/- with 6% interest from the date of suit till the date of realization and cost of the suit.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, allowing them to recover the outstanding amount from the defendant along with interest. The plaintiff was deemed entitled to the amounts claimed.
Why Plaintiff Won:
The plaintiff established its case through uncontroverted testimony and evidence.
The plaintiff established its case through uncontroverted testimony and evidence.
Losing Side's Weaknesses:
The plaintiff established its case through uncontroverted testimony and evidence.
The plaintiff established its case through uncontroverted testimony and evidence.
Supporting Evidence
From the uncontroverted testimony of PW1 and Ext.A1 to A5 documents the plaintiff had established its case warranting the grant of relief sought for.
Judgment Evidence:
In the result, the suit decreed with costs Plaintiff is entitled to realise an amount of Rs.52,155/- (Rupees Fifty two thousand one hundred and fifty five only) with 6% interest from the date of suit till the date of realisation and cost of the suit from the defendant and her assets both movable and immovable.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Party Role
- Plaintiff
- Party Name
- Meharlal S
- Party Age
- 57
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Lathakumari V
- Party Age
- 42
- Relation
- D/o
Plaintiffs Documents
Original Acknowledgment of Debt, Statement of Account, Pronote, Take Delivery Letter To DPN, Agreement for Non Farm Sector Term Loans
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Smt. Gayathri R Krishnan
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Sri. Kanjiramattom T K Siraj
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff requested to recover the outstanding dues of Rs.52,155/- with interest.
Evidence:
Thus, the suit is liable to decreed with costs. Plaintiff is entitled to realise an amount of Rs.52,155/- (Rupees Fifty two thousand one hundred and fifty five only) with 6% interest from the date of suit till the date of realisation and cost of the suit from the defendant and her assets both movable and immovable.
Documents & Evidence
Document Type:
Original Acknowledgment of debt and security of Borrower/Co-obligant
Submitted By:
Plaintiff
Relevance:
This document acknowledges the debt, establishing the defendant's obligation to repay the loan.
Reference:
Ext.A1
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
This document shows the outstanding dues of the defendant to the plaintiff bank.
Reference:
Ext.A2
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
This document serves as proof of the loan agreement between the plaintiff and the defendant.
Reference:
Ext.A3
Document Type:
Original Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
This document is related to the delivery of loan funds to the defendant.
Reference:
Ext.A4
Document Type:
Original Agreement for Non Farm Sector Term Loans
Submitted By:
Plaintiff
Relevance:
This document outlines the terms and conditions agreed upon for the loan.
Reference:
Ext.A5
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Recovery of money
Case Code
Case between Kerala Gramin Bank vs Lathakumari V regarding recovery of money.
Case Code Year
Case between Kerala Gramin Bank vs Lathakumari V regarding recovery of money.