Case Summary
The plaintiff, Kerala Gramin Bank, filed a suit against Kanchana JLG Vizhinjam Unit and other defendants for the recovery of a loan amount of Rs. 2,43,881 due since they defaulted on repayments. Despite proper service of summons, the defendants failed to appear in court, leading to their exparte status.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Plaintiff is allowed to realise an amount Rs. 2,43,881 with interest.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, allowing the recovery of Rs. 2,43,881 along with interest. The defendants were jointly and severally liable for the repayment of the loan amount.
Why Plaintiff Won:
The plaintiff’s evidence was unchallenged and supported by documentation showing the defendants’ liability.
The plaintiff’s evidence was unchallenged and supported by documentation showing the defendants’ liability.
Losing Side's Weaknesses:
Not available
Not available
Supporting Evidence
Plaintiff's unchallenged evidence proved its case and it is entitled to a decree to realise the amount from the defendants.
Judgment Evidence:
In the result, the suit is decreed with costs and plaintiff is allowed to realise an amount Rs. 2,43,881 from the defendants jointly and severally with interest at the rate of 12.50% per annum.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank, Vellar Branch
- Relation
- represented by it’s branch Manager Nijin S.R.
- Party Role
- Defendant
- Party Name
- Kanchana JLG Vizhinjam Unit
- Relation
- represented by it’s President, Reji.A.
- Party Role
- Defendant
- Party Name
- Reji.A
- Party Age
- 50
- Relation
- W/o Arogyadasan
- Party Role
- Defendant
- Party Name
- Lissa J.
- Party Age
- 43
- Relation
- W/o Arogya Raj
- Party Role
- Defendant
- Party Name
- Thresamma
- Party Age
- 64
- Relation
- W/o Anthoniyadima
- Party Role
- Defendant
- Party Name
- Sobha
- Party Age
- 42
- Relation
- W/o Jose
Plaintiffs Documents
Original Loan Application dated 26.10.2017, Original Pronote dated 26.10.2017, True extract of the statement of account, Original Inter-se agreement dated 26.10.2017, Original letter of consent cum guarantee cum hypothecation agreement for JLG loans dated 26.10.2017, Original of Acknowledgment of Debt dated 15.10.2020, Copy of legal notice dated 05.06.2023.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Smt. Gayathri R Krishnan
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is allowed to realise an amount of Rs. 2,43,881/- from the defendants jointly and severally.
Evidence:
Thus, the suit is decreed with costs and plaintiff is allowed to realise an amount Rs. 2,43,881/- from the defendants jointly and severally with interest at the rate of 12.50% per annum for the principal amount from the date of suit till date of realisation.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Original loan application dated 26.10.2017.
Reference:
Ext.A1
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
Original pronote dated 26.10.2017.
Reference:
Ext.A2
Document Type:
Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
Original of take delivery letter to DPN dated 26.10.2017.
Reference:
Ext.A3
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
True extract of the statement of account.
Reference:
Ext.A4
Document Type:
Inter-se Agreement
Submitted By:
Plaintiff
Relevance:
Original Inter-se agreement dated 26.10.2017.
Reference:
Ext.A5
Document Type:
Consent cum Guarantee cum Hypothecation Agreement
Submitted By:
Plaintiff
Relevance:
Original letter of consent cum guarantee cum hypothecation agreement for JLG loans dated 26.10.2017.
Reference:
Ext.A6
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
Original of Acknowledgment of Debt dated 15.10.2020.
Reference:
Ext.A7
Document Type:
Legal Notice
Submitted By:
Plaintiff
Relevance:
Copy of legal notice dated 05.06.2023.
Reference:
Ext.A8
Document Type:
Returned Registered Notice
Submitted By:
Plaintiff
Relevance:
Returned registered notices.
Reference:
Ext.A9
Document Type:
Postal Acknowledgment Cards
Submitted By:
Plaintiff
Relevance:
Original of postal acknowledgment cards.
Reference:
Ext.A10
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Non-payment of rent
Case Code
Case between Kerala Gramin Bank vs Kanchana JLG Vizhinjam Unit et al regarding realization of money.
Case Code Year
Case between Kerala Gramin Bank vs Kanchana JLG Vizhinjam Unit et al regarding realization of money.