Case Summary
Kerala Gramin Bank is suing Janasree Sangam and its members for the repayment of a loan. The defendants defaulted on their repayments despite multiple requests from the bank.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Plaintiff is allowed to realise ₹2,46,134/- from the defendants and their assets.
Case Type
Civil Suit
Final Judgment
No
The court has decreed the suit in favor of the plaintiff for the repayment of the loan amount along with interest.
Why Plaintiff Won:
The evidence of the plaintiff is unchallenged because the defendants were set ex parte and no cross-examination occurred.
The evidence of the plaintiff is unchallenged because the defendants were set ex parte and no cross-examination occurred.
Losing Side's Weaknesses:
The evidence of the plaintiff is unchallenged because the defendants were set ex parte and no cross-examination occurred.
The evidence of the plaintiff is unchallenged because the defendants were set ex parte and no cross-examination occurred.
Supporting Evidence
Therefore, the plaintiff is entitled for the relief as claimed in the suit.
Judgment Evidence:
In the result, suit is decreed with costs as follows: 1. Plaintiff is allowed to realise ₹2,46,134/- from the defendants and their assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Smt.Leena.S
- Party Age
- 50
- Relation
- D/o
- Party Role
- Defendant
- Party Name
- Janasree Sangam-31
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Juliet
- Party Age
- 51
- Relation
- W/o
- Party Role
- Defendant
- Party Name
- Jolly
- Party Age
- 26
- Relation
- W/o
- Party Role
- Defendant
- Party Name
- Helen
- Party Age
- 33
- Relation
- W/o
- Party Role
- Defendant
- Party Name
- Shailaja
- Party Age
- 30
- Relation
- W/o
Plaintiffs Documents
Loan Application, Format of Articles of Agreement, Inter-se Agreement, Acknowledgment of Debt and Security of Borrower and Guarantor, Statement of Account
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Smt.S.Reena
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is allowed to realise ₹2,46,134/- from the defendants and their assets.
Evidence:
1.Plaintiff is allowed to realise ₹2,46,134/- from the defendants and their assets.
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is allowed to realise interest at the rate of 15.5% per annum with monthly rests from 05/10/2015 till the date of decree.
Evidence:
2.Plaintiff is allowed to realise interest at the rate of 15.5% per annum with monthly rests from 05/10/2015 till the date of decree.
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is allowed to realise future interest at the rate of 6% per annum from the date of decree till realisation.
Evidence:
3.Plaintiff is allowed to realise future interest at the rate of 6% per annum from the date of decree till realisation.
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is allowed to realise the costs of the suit from the defendants and their assets.
Evidence:
4.Plaintiff is allowed to realise the costs of the suit from the defendants and their assets.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
This document is the application submitted by the defendants for the loan.
Reference:
Ext.A1
Document Type:
Articles of agreement
Submitted By:
Plaintiff
Relevance:
This contains the format of the articles of agreement used by the bank while financing Self Help Groups.
Reference:
Ext.A2
Document Type:
Inter-se Agreement
Submitted By:
Plaintiff
Relevance:
This agreement is executed by the members of the self-help group for availing loans.
Reference:
Ext.A3
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
This document acknowledges the debt and security of the borrower and guarantor.
Reference:
Ext.A4
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
This statement provides details of the account from 28/05/2011 to 05/10/2015.
Reference:
Ext.A5
Document Type:
Copy of Advocate Notice
Submitted By:
Plaintiff
Relevance:
This is the notice sent by the advocate regarding the loan default.
Reference:
Ext.A6
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Recovery of money
Case Code
Case between Kerala Gramin Bank vs Janasree Sangam et al regarding realisation of money
Case Code Year
Case between Kerala Gramin Bank vs Janasree Sangam et al regarding realisation of money