Case Summary
The Kerala Gramin Bank filed a suit against Ganga JLG and its members for defaulting on a loan repayment of Rs. 2,00,000 availed in 2015. The defendants failed to appear in court after being served summons, leading to a decision being made in their absence.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Plaintiff is allowed to realise ₹4,52,033/- from the defendants and their assets.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, allowing the Kerala Gramin Bank to recover an amount of Rs. 4,52,033 with interest from the defendants.
Why Plaintiff Won:
The evidence of the plaintiff is unchallenged because the defendants were set ex parte and PW1 was not cross-examined.
The evidence of the plaintiff is unchallenged because the defendants were set ex parte and PW1 was not cross-examined.
Losing Side's Weaknesses:
The evidence of the plaintiff is unchallenged because the defendants were set ex parte and PW1 was not cross-examined.
The evidence of the plaintiff is unchallenged because the defendants were set ex parte and PW1 was not cross-examined.
Supporting Evidence
The evidence of the plaintiff is unchallenged because the defendants were set ex parte and PW1 was not cross-examined.
Judgment Evidence:
In the result, suit is decreed with costs as follows: 1.Plaintiff is allowed to realise ₹4,52,033/- from the defendants and their assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank(South Malabar Gramin Bank)
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Ganga JLG
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Thara
- Party Age
- 45
- Relation
- W/o Murali
- Party Role
- Defendant
- Party Name
- Indu.K
- Party Age
- 50
- Relation
- W/o Selvaraj
- Party Role
- Defendant
- Party Name
- Sukanya
- Party Age
- 36
- Party Role
- Defendant
- Party Name
- Beena
- Party Age
- 45
- Relation
- W/o Anilkumar
Plaintiffs Documents
Loan Application dated 05.08.2015, Loan Agreement dated 05.08.2015, Pronote dated 05.08.2015, Take Delivery Letter To DPN dated 05.08.2015.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Smt. Reens.S
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Smt. Gayathri.V.V
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is allowed to realise ₹4,52,033 from the defendants.
Evidence:
Therefore, plaintiff is entitled to realise ₹4,52,033/- with interest at the rate of 16% per annum with monthly rests from the date of suit till date of decree.
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is allowed to realise interest at the rate of 16% per annum with monthly rests from 30/07/2021 till the date of decree.
Evidence:
Plaintiff is allowed to realise interest at the rate of 16% per annum with monthly rests from 30/07/2021 till the date of decree.
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is allowed to realise future interest at the rate of 6% per annum from the date of decree till realisation.
Evidence:
Plaintiff is allowed to realise future interest at the rate of 6% per annum from the date of decree till realisation.
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is allowed to realise the costs of the suit from the defendants and their assets.
Evidence:
Plaintiff is allowed to realise the costs of the suit from the defendants and their assets.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Submitted by the defendants to apply for a loan.
Reference:
Ext.A1
Document Type:
Loan Agreement
Submitted By:
Plaintiff
Relevance:
Executed by the defendants to formalize the loan terms.
Reference:
Ext.A2
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
Document executed by the defendants acknowledging the loan.
Reference:
Ext.A3
Document Type:
Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
Document related to the loan disbursement.
Reference:
Ext.A4
Document Type:
Loan Sanction communication
Submitted By:
Plaintiff
Relevance:
Communication regarding the loan approval.
Reference:
Ext.A5
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
Acknowledgment executed by the defendants regarding their debt.
Reference:
Ext.A6
Document Type:
Certified copy of statement of accounts
Submitted By:
Plaintiff
Relevance:
Reflects the outstanding loan balance.
Reference:
Ext.A7
Document Type:
Copy of Advocate Notice
Submitted By:
Plaintiff
Relevance:
Notice sent to the defendants about the unpaid loan.
Reference:
Ext.A8
Document Type:
Postal Receipts
Submitted By:
Plaintiff
Relevance:
Proof of sending the advocate notice.
Reference:
Ext.A9
Document Type:
Acknowledgment card
Submitted By:
Plaintiff
Relevance:
Proof of receipt of the advocate notice by the defendants.
Reference:
Ext.A10
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Non-payment of rent
Case Code
Case between Kerala Gramin Bank vs Ganga JLG et al regarding realisation of money.
Case Code Year
Case between Kerala Gramin Bank vs Ganga JLG et al regarding realisation of money.