Case Summary
Kerala Gramin Bank filed a suit against Anuraj and his wife, Preethy.V, for the recovery of a loan amounting to Rs.4,13,431/- due to default in repayment. The court found in favor of the plaintiff bank as the defendants failed to adhere to the loan terms.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to a decree for realisation of Rs.4,13,431/- with future interest of 11% per annum.
Case Type
Civil Suit
Final Judgment
No
The suit was decreed in favor of the plaintiff, allowing them to recover the loan amount along with interest. The court found the defendants liable for the default.
Why Plaintiff Won:
The plaintiff provided adequate evidence of the loan agreement and defaults.
The plaintiff provided adequate evidence of the loan agreement and defaults.
Losing Side's Weaknesses:
The plaintiff provided adequate evidence of the loan agreement and defaults.
The plaintiff provided adequate evidence of the loan agreement and defaults.
Supporting Evidence
The liability for defendant is clearly proved from the oral and documentary evidence adduced by the plaintiff.
Judgment Evidence:
In the result, the suit is decreed as follows: The plaintiff is entitled to a decree for realisation of Rs.4,13,431/- with future interest of 11% per annum.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- represented by its Senior Manager Leena
- Party Role
- Defendant
- Party Name
- Anuraj
- Party Age
- 33
- Relation
- S/o Hemachandran
- Party Role
- Defendant
- Party Name
- Preethy.V
- Party Age
- 30
- Relation
- W/o Anuraj
Plaintiffs Documents
Loan Application, Deed of Hypothecation, Statement of Account, Guarantee Agreement, Acknowledgment of Debt, Copy of Gazette Notification
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Smt. Gayathri R.Krishnan
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Sri. P.N.Praveen
- Appearance Type
- Assisting Counsel
- Party Role
- Defendant
- Advocate Name
- Sri. Ashok P.Nair
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to a decree for realisation of Rs.4,13,431/- with future interest.
Evidence:
The plaintiff is entitled to realise Rs.4,13,431/- with future interest at the rate of 11% per annum with monthly rest from the date of suit till realisation from the defendants and their properties.
Relief Type:
Costs
Outcome:
Granted
Description:
The plaintiff is entitled to recover the costs of the suit from the defendants.
Evidence:
The plaintiff is entitled to realise the costs of the suit from the defendant and his assets.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Document evidencing the loan application submitted by the defendant.
Reference:
Ext.A1
Document Type:
Deed of Hypothecation
Submitted By:
Plaintiff
Relevance:
Document regarding the hypothecation of the vehicle signed by the first defendant.
Reference:
Ext.A2
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
True extract of the statement of account maintained by the plaintiff bank.
Reference:
Ext.A3
Document Type:
Guarantee Agreement
Submitted By:
Plaintiff
Relevance:
Document evidencing the guarantee agreement signed by the defendant.
Reference:
Ext.A4
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
Document acknowledging the debt, signed by the first defendant.
Reference:
Ext.A5
Document Type:
Copy of Gazette Notification
Submitted By:
Plaintiff
Relevance:
Copy of the gazette notification regarding the amalgamation of the plaintiff bank.
Reference:
Ext.A6
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Recovery of money
Case Code
Case between Kerala Gramin Bank vs Anuraj et al regarding realisation of money
Case Code Year
Case between Kerala Gramin Bank vs Anuraj et al regarding realisation of money