Case Summary
The plaintiff, The Federal Bank Ltd, filed a suit against the defendant, Sanil Kumar.N.S, for the realization of a loan amount that was not repaid. The court found in favor of the plaintiff after the defendant was placed exparte for not filing a written statement.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendant shall pay an amount of Rs. 6,72,961.45/- to the plaintiff with interest at the rate of 6% per annum.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, stating that the defendant is liable to repay the loan amount along with interest.
Why Plaintiff Won:
The plaintiff provided unchallenged evidence establishing its right to the amount claimed.
The plaintiff provided unchallenged evidence establishing its right to the amount claimed.
Losing Side's Weaknesses:
The plaintiff provided unchallenged evidence establishing its right to the amount claimed.
The plaintiff provided unchallenged evidence establishing its right to the amount claimed.
Supporting Evidence
Plaintiff's unchallenged evidence proved its case and it is entitled to a decree to realise the amount from the defendant.
Judgment Evidence:
In the result, the suit is decreed with costs and defendant shall pay an amount of Rs. 6,72,961.45/- (Rupees Six lakhs Seventy Two thousand Nine hundred Sixty One and Forty Five paise only) to the plaintiff with interest at the rate of 6% per annum for the principal amount from the date of suit till date of realization.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- The Federal Bank Ltd
- Party Role
- Defendant
- Party Name
- Sanil Kumar.N.S
- Party Age
- 55
- Relation
- S/o
Plaintiffs Documents
BYOM online loan statement with general terms and conditions, Copy of advocate notice, Postal receipt, Acknowledgment card, Statement of accounts.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. S.R. Presith
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Smt. S. Rekha
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff's request for the recovery of the outstanding loan amount from the defendant.
Evidence:
the suit is decreed with costs and defendant shall pay an amount of Rs. 6,72,961.45/- (Rupees Six lakhs Seventy Two thousand Nine hundred Sixty One and Forty Five paise only) to the plaintiff with interest at the rate of 6% per annum for the principal amount from the date of suit till date of realization.
Documents & Evidence
Document Type:
BYOM Online loan statement with general terms and conditions
Submitted By:
Plaintiff
Relevance:
This document provides the terms and conditions under which the loan was granted to the defendant.
Reference:
Ext.A1
Document Type:
Copy of Advocate Notice
Submitted By:
Plaintiff
Relevance:
This notice informed the defendant about the loan default and the amount due.
Reference:
Ext.A2
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
This document served as proof of the dispatch of the advocate's notice to the defendant.
Reference:
Ext.A3
Document Type:
Acknowledgment card
Submitted By:
Plaintiff
Relevance:
This card confirmed the receipt of the advocate's notice by the defendant.
Reference:
Ext.A4
Document Type:
Statement of Accounts
Submitted By:
Plaintiff
Relevance:
This document detailed the outstanding amount owed by the defendant to the plaintiff.
Reference:
Ext.A5
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Recovery of money
Case Code
Case between The Federal Bank Ltd vs Sanil Kumar.N.S regarding realization of money.
Case Code Year
Case between The Federal Bank Ltd vs Sanil Kumar.N.S regarding realization of money.