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O.S. No.546/2023

Case between Canara Bank vs Athira G S et al regarding realisation of money.

Court
Court of I Additional Munsiff
Judge
Smt. Karthika.A.R
Order Date
2025-02-07
Duration
approximately-1 year 2 months
Case Closed
Fri, 02/07/2025 - 12:00

Judgement document from eCourt website

Judgment Document
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Case Summary

Canara Bank filed a suit against Athira G S and Sailaja S for the recovery of an outstanding loan amount of Rs.4,10,404 due to non-payment. The defendants failed to appear in court and the suit was heard ex parte.

Judgment Outcome

Plaintiff Won
Interim Order
The court decreed in favor of the plaintiff, allowing them to recover the loan amount along with interest and costs from the defendants.
Judgment Favored
Plaintiff
Relief Granted
Realisation of Rs.4,10,404 along with 6% interest from the date of suit till realisation and cost of the suit.
Case Type
Civil Suit
Final Judgment
No
The court decreed in favor of the plaintiff, allowing them to recover the loan amount along with interest and costs from the defendants.
Why Plaintiff Won:
The plaintiff established its case based on uncontroverted evidence and relevant documents.
Losing Side's Weaknesses:
Not available
Supporting Evidence
From the uncontroverted testimony of PW1 and Exts.A1 to A3 documents the plaintiff had established its case warranting the grant of relief sought for.

Judgment Evidence:

In the result, the suit decreed with costs. Plaintiff is entitled to realise an amount of Rs.4,10,404 together with interest at the rate of 6% from the date of suit till realisation and cost of the suit from the defendants jointly and severally and their assets both movable and immovable.

Parties Involved

Parties

Party Role
Plaintiff
Party Name
Canara Bank
Relation
represented by
Party Role
Defendant
Party Name
Athira G S
Party Age
27
Relation
D/o
Party Role
Defendant
Party Name
Sailaja S
Party Age
54
Relation
W/o
Plaintiffs Documents
Original Application for Educational Loan, Original Educational Loan Agreement, Statement of Account
Defendants Documents

Advocates

Party Role
Plaintiff
Advocate Name
Sri. K Prasanth
Appearance Type
Main Counsel

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
Plaintiff sought to recover the outstanding loan amount with interest.
Evidence:
Thus, the suit is liable to decreed with costs. Plaintiff is entitled to realise an amount of Rs.4,10,404/- (Rupees Four lakhs ten thousand four hundred and four only) together with interest at the rate of 6% from the date of suit till realisation and cost of the suit from the defendants jointly and severally and their assets both movable and immovable.

Documents & Evidence

Document Type: Original Application for Educational Loan
Submitted By: Plaintiff
Relevance:
Document serves as proof of the loan application submitted by the defendants.
Reference:
Ext.A1
Document Type: Original Educational Loan Agreement
Submitted By: Plaintiff
Relevance:
Details the terms and conditions agreed upon for the educational loan.
Reference:
Ext.A2
Document Type: Statement of Account
Submitted By: Plaintiff
Relevance:
Shows the outstanding dues of the defendants to the plaintiff bank.
Reference:
Ext.A3

Case Classification

Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Non-payment of rent
Case Code
Case between Canara Bank vs Athira G S et al regarding realisation of money.
Case Code Year
Case between Canara Bank vs Athira G S et al regarding realisation of money.

Quick Facts

Location
Thiruvananthapuram
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Case Filed
Sat, 12/09/2023 - 12:00
Case Closed
Fri, 02/07/2025 - 12:00
From
Sat, 02/01/2025 - 12:00
To
Fri, 02/28/2025 - 12:00
Outcome Confidence
90%

Involved Entities

Bank

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