Case Summary
The plaintiff is Bank of Baroda, and the defendant is Mary Ann, proprietor of a beauty clinic. The bank is seeking to recover a loan amount of Rs.4,55,120/- due to non-repayment by the defendant.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendant shall pay an amount of Rs.4,55,120/- with interest at the rate of 11.05% per annum.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, ordering the defendant to pay Rs.4,55,120/- along with interest.
Why Plaintiff Won:
The plaintiff proved its case through unchallenged evidence.
The plaintiff proved its case through unchallenged evidence.
Losing Side's Weaknesses:
The plaintiff proved its case through unchallenged evidence.
The plaintiff proved its case through unchallenged evidence.
Supporting Evidence
The plaintiff's unchallenged evidence proved its case and it is entitled to a decree to realize the amount from the defendant.
Judgment Evidence:
In the result, the suit is decreed with costs and defendant shall pay an amount of Rs.4,55,120/- (Rupees Four lakhs Fifty Five thousand One hundred and Twenty only) to the plaintiff with interest at the rate of 11.05% per annum for the principal amount from the date of suit till date of realization.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Bank of Baroda
- Party Role
- Defendant
- Party Name
- Mary Ann
- Party Age
- 56
- Relation
- D/o
Plaintiffs Documents
Original Loan Application Form, Loan Agreement cum Hypothecation deed for Priority Sector Advances, Undertaking Letter, Consent Letter, Sanction Letter, Recall Notice, Acknowledgment Card, Acknowledgment of liability, Handwritten Letter, Advocate Notice, Certified Copy of the Original Statement of Account.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. C V Narayanan
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff sought recovery of the overdue loan amount.
Evidence:
Hence, the plaintiff is entitled to get a decree as prayed for.
Documents & Evidence
Document Type:
Loan Application Form
Submitted By:
Plaintiff
Relevance:
This document is the original loan application form submitted by the defendant.
Reference:
Ext.A1
Document Type:
Loan Agreement cum Hypothecation Deed for Priority Sector Advances
Submitted By:
Plaintiff
Relevance:
This document is the loan agreement that outlines the terms of the loan granted to the defendant.
Reference:
Ext.A2
Document Type:
Undertaking Letter
Submitted By:
Plaintiff
Relevance:
This document is a letter from the defendant agreeing to the loan terms.
Reference:
Ext.A3
Document Type:
Consent letter
Submitted By:
Plaintiff
Relevance:
This document is the consent letter from the defendant.
Reference:
Ext.A4
Document Type:
Sanction letter
Submitted By:
Plaintiff
Relevance:
This document indicates the sanction of the loan amount to the defendant.
Reference:
Ext.A5
Document Type:
Recall Notice
Submitted By:
Plaintiff
Relevance:
This document is a notice issued by the plaintiff to recall the loan amount due.
Reference:
Ext.A6
Document Type:
Acknowledgment card
Submitted By:
Plaintiff
Relevance:
This document acknowledges the receipt of communication by the defendant.
Reference:
Ext.A7
Document Type:
Acknowledgment of Liability
Submitted By:
Plaintiff
Relevance:
This document confirms the defendant's acknowledgment of the loan liability.
Reference:
Ext.A8
Document Type:
Handwritten Letter
Submitted By:
Plaintiff
Relevance:
This letter is from the defendant requesting to stop recovery action.
Reference:
Ext.A9
Document Type:
Acknowledgment of Liability
Submitted By:
Plaintiff
Relevance:
This document is another acknowledgment of liability by the defendant.
Reference:
Ext.A10
Document Type:
Copy of Advocate Notice
Submitted By:
Plaintiff
Relevance:
This document is a notice sent by the plaintiff's advocate to the defendant.
Reference:
Ext.A11
Document Type:
Certified Copy of the Original Statement of Account of Loan
Submitted By:
Plaintiff
Relevance:
This document provides a detailed account of the loan transactions.
Reference:
Ext.A12
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Non-payment of rent
Case Code
Case between Bank of Baroda vs Mary Ann regarding realization of money
Case Code Year
Case between Bank of Baroda vs Mary Ann regarding realization of money