Case Summary
The State Bank of Travancore is suing Remonykumar for the non-repayment of multiple gold loans. The defendant defaulted on the loans despite repeated requests to make payments.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Plaintiff is allowed to realise ₹78,089/- from the defendant and her assets.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, allowing them to recover the loan amount along with interest. The defendant's failure to respond led to the decision.
Why Plaintiff Won:
The plaintiff provided unchallenged evidence that the defendant owed the amount claimed.
The plaintiff provided unchallenged evidence that the defendant owed the amount claimed.
Losing Side's Weaknesses:
The plaintiff provided unchallenged evidence that the defendant owed the amount claimed.
The plaintiff provided unchallenged evidence that the defendant owed the amount claimed.
Supporting Evidence
The evidence of the plaintiff is unchallenged because the defendant was set ex parte and PW1 was not cross-examined.
Judgment Evidence:
In the result, suit is decreed with costs as follows: 1.Plaintiff is allowed to realise ₹78,089/- from the defendant and her assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- State Bank of Travancore
- Party Role
- Defendant
- Party Name
- Remonykumar
- Party Age
- 68
- Relation
- W/o
Plaintiffs Documents
Application for gold loans, statement of accounts, lawyer’s notice.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- V.R.Swaminathan
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- L.S.Renjith
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is allowed to realise ₹78,089/- from the defendant and her assets.
Evidence:
Therefore, plaintiff is entitled to realise ₹78,089/- with interest at the rate of 12% per annum with monthly rests from the date of suit till date of decree.
Relief Type:
Other
Outcome:
Granted
Description:
Plaintiff is allowed to realise interest at the rate of 12% per annum with monthly rests from 11/05/2012 till the date of decree.
Evidence:
The evidence of the plaintiff is unchallenged because the defendant was set ex parte.
Relief Type:
Other
Outcome:
Granted
Description:
Plaintiff is allowed to realise future interest at the rate of 6% per annum from the date of decree till realisation.
Evidence:
The evidence of the plaintiff is unchallenged because the defendant was set ex parte.
Relief Type:
Other
Outcome:
Granted
Description:
Plaintiff is allowed to realise the costs of the suit from the defendant and his assets.
Evidence:
The evidence of the plaintiff is unchallenged because the defendant was set ex parte.
Documents & Evidence
Document Type:
Application for gold loan
Submitted By:
Plaintiff
Relevance:
Application for gold loan No.67182894999 dated 11/05/2012.
Reference:
Ext.A1
Document Type:
Application for gold loan
Submitted By:
Plaintiff
Relevance:
Application for gold loan No.67189126816 dated 11/07/2012.
Reference:
Ext.A2
Document Type:
Application for gold loan
Submitted By:
Plaintiff
Relevance:
Application for gold loan No.67205989016 dated 27/12/2022.
Reference:
Ext.A3
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Statement of account from 11/05/2012 to 30/09/2014.
Reference:
Ext.A4
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Statement of account from 11/07/2012 to 30/09/2014.
Reference:
Ext.A5
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Statement of account from 27/12/2012 to 30/09/2014.
Reference:
Ext.A6
Document Type:
Lawyer’s Notice
Submitted By:
Plaintiff
Relevance:
Lawyer’s notice dated 17/11/2014.
Reference:
Ext.A7
Document Type:
Reply Notice
Submitted By:
Plaintiff
Relevance:
Reply notice dated 15/12/2014.
Reference:
Ext.A8
Document Type:
Copy of postal receipt
Submitted By:
Plaintiff
Relevance:
Copy of postal receipt dated 15/12/2014.
Reference:
Ext.A9
Document Type:
Copy of acknowledgment card
Submitted By:
Plaintiff
Relevance:
Copy of acknowledgment card.
Reference:
Ext.A10
Case Classification
Case Type
Civil Suit
Category
Other Civil Cases
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Non-payment of rent
Case Code
Case between State Bank of Travancore vs Remonykumar regarding realisation of money
Case Code Year
Case between State Bank of Travancore vs Remonykumar regarding realisation of money