Case Summary
The plaintiff, Canara Bank, sued the defendants, Jayan. E and Saleela, for the recovery of an outstanding loan amount. The defendants failed to repay the loan, leading to the suit for realization of the owed sum.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
An amount of ₹1,62,416/- with 6% interest until realization and costs of the suit.
Case Type
Civil Suit
Final Judgment
No
The court granted a decree in favor of the plaintiff for the outstanding loan amount along with interest. The defendants were found liable to repay the money.
Why Plaintiff Won:
The plaintiff provided sufficient evidence of the outstanding loan amount.
The plaintiff provided sufficient evidence of the outstanding loan amount.
Losing Side's Weaknesses:
The plaintiff provided sufficient evidence of the outstanding loan amount.
The plaintiff provided sufficient evidence of the outstanding loan amount.
Supporting Evidence
The documents produced by the plaintiff show that the defendants are liable to pay this amount, and there is no evidence indicating that the defendants have discharged their liability to the plaintiff.
Judgment Evidence:
The suit is decreed as follows: a) The plaintiff is entitled to realize an amount of 1,62,416 ₹ with 6% interest from the date of the suit until the date of realization from the defendants and their assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Canara Bank
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Jayan. E
- Party Age
- 53
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Saleela
- Party Age
- 48
- Relation
- W/o
Plaintiffs Documents
Original loan application dated 17/04/2017, Agreement and Deed of Hypothecation for the Kisan Credit Card dated 15/05/2017, Copy of the statement of account certified under the Bankers' Book Evidence Act.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. K. Prasanth
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to realize an amount of ₹1,62,416/- with 6% interest from the date of the suit.
Evidence:
the plaintiff is entitled to realize an amount of 1,62,416 ₹/- (Rupees One Lakh Sixty-Two Thousand Four Hundred and Sixteen only) with 6% interest from the date of the suit until the date of realization from the defendants and their assets.
Relief Type:
Costs
Outcome:
Granted
Description:
The plaintiff is also entitled to realize the costs of this suit from the defendants.
Evidence:
the plaintiff is also entitled to realize the costs of this suit from the defendants and their assets.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Original loan application executed by the defendants.
Reference:
Ext.A1
Document Type:
Agreement and Deed of Hypothecation
Submitted By:
Plaintiff
Relevance:
Agreement and Deed of Hypothecation for the Kisan Credit Card.
Reference:
Ext.A2
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Copy of the statement of accounts certified under the Bankers' Book Evidence Act.
Reference:
Ext.A3
Case Classification
Case Type
Civil Suit
Category
Other Civil Cases
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Non-payment of rent
Case Code
OS.NO.
Case Code Year
2022