Case Summary
The case involves Kerala Gramin Bank filing a suit against Samson @ Louis Samsom for defaulting on a loan of Rs.1,50,000 sanctioned for business purposes. The defendant failed to repay the loan despite multiple demands and legal notice.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The defendant is directed to pay Rs.1,58,463 with interest and costs.
Case Type
Civil Suit
Final Judgment
No
The court decreed that the defendant must pay the amount of Rs.1,58,463 to the plaintiff along with the stipulated interest.
Why Plaintiff Won:
The plaintiff proved her case through unchallenged evidence and documents.
The plaintiff proved her case through unchallenged evidence and documents.
Losing Side's Weaknesses:
The plaintiff proved her case through unchallenged evidence and documents.
The plaintiff proved her case through unchallenged evidence and documents.
Supporting Evidence
The evidence of PW1 and the documents produced by PW1 remains unchallenged. As such, I find that the plaintiff had proved her case and is entitled to a decree as prayed for.
Judgment Evidence:
In the result, suit is decreed as follows: 1) The defendant is directed to pay an amount of Rs.1,58,463/- (Rupees one lakh fifty eight thousand four hundred and sixty three only) with interest at 12% per annum from the date of suit till the date of decree...
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Party Role
- Defendant
- Party Name
- Samson @ Louis Samsom
- Party Age
- 64
- Relation
- S/o
Plaintiffs Documents
Agreement for MSME working capital limits – CC & OD, Take Delivery letter to DPN, Pronote, Acknowledgments of debt and security dated 14.05.2018, 03.11.2020, 24.11.2022, Copy of lawyer notice sent.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri.P.Anoop
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- P.K.Ramachandran
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Abdul Rauf
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Amaya.V
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Defendant directed to pay the amount due with interest.
Evidence:
The defendant is directed to pay an amount of Rs.1,58,463/- with interest at 12% per annum from the date of suit till the date of decree.
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff entitled to realize costs of the suit from the defendant.
Evidence:
The plaintiff is also entitled to realize costs of the suit from the defendant.
Documents & Evidence
Document Type:
Agreement for MSME working Capital limits – CC & OD
Submitted By:
Plaintiff
Relevance:
Executed and delivered as security for the loan.
Reference:
Ext.A1
Document Type:
Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
Executed as security and consideration for the loan.
Reference:
Ext.A2
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
Executed as security and consideration for the loan.
Reference:
Ext.A3
Document Type:
Statement agreement
Submitted By:
Plaintiff
Relevance:
Evidence of loan disbursement and account statement.
Reference:
Ext.A4
Document Type:
Acknowledgment debt and security Borrower/coobligant
Submitted By:
Plaintiff
Relevance:
Defendant acknowledged liability on this date.
Reference:
Ext.A5
Document Type:
Acknowledgment debt and security Borrower/coobligant
Submitted By:
Plaintiff
Relevance:
Defendant acknowledged liability on this date.
Reference:
Ext.A6
Document Type:
Acknowledgment debt and security Borrower/coobligant
Submitted By:
Plaintiff
Relevance:
Defendant acknowledged liability on this date.
Reference:
Ext.A7
Document Type:
Copy of lawyer notice sent by plaintiffs advocate
Submitted By:
Plaintiff
Relevance:
Legal notice issued for loan repayment.
Reference:
Ext.A8
Document Type:
Unclaimed Cover
Submitted By:
Plaintiff
Relevance:
Related to the case but details not specified.
Reference:
Ext.A9
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kozhikode
State
Kerala
Court Establishment
Munsiff Court 2 Kozhikode
Common Reasons
Non-payment of rent
Case Code
Case between Kerala Gramin Bank vs Samson @ Louis Samsom regarding loan repayment
Case Code Year
Case between Kerala Gramin Bank vs Samson @ Louis Samsom regarding loan repayment