Case Summary
The plaintiff, Kerala Gramin Bank, is seeking to recover a loan amount from the defendant, Sri.Mohanan.K.K, who defaulted on repayment. The total amount due, including interest, is Rs.1,95,326.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendant is directed to pay Rs.1,95,326 with interest and costs.
Case Type
Civil Suit
Final Judgment
No
The suit is decreed in favor of the plaintiff, ordering the defendant to pay Rs.1,95,326 along with interest. The plaintiff is also entitled to recover the costs of the suit.
Why Plaintiff Won:
The plaintiff proved the case with unchallenged evidence and documentation.
The plaintiff proved the case with unchallenged evidence and documentation.
Losing Side's Weaknesses:
The plaintiff proved the case with unchallenged evidence and documentation.
The plaintiff proved the case with unchallenged evidence and documentation.
Supporting Evidence
The evidence of PW1 and the documents produced by him remains unchallenged. As such, I find that the plaintiff had proved his case and is entitled to a decree as prayed for.
Judgment Evidence:
In the result, suit is decreed as follows: 1) The defendant is directed to pay an amount of Rs.1,95,326/- (Rupees one lakh ninety five thousand three hundred and twentysix only) with interest at 12% per annum from the date of suit till the date of decree and with interest @ 6% per annum from the date of decree till its realization to the plaintiff.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank Peruvayal Branch
- Party Role
- Defendant
- Party Name
- Sri.Mohanan.K.K
- Party Age
- 46
- Relation
- S/o
Plaintiffs Documents
Memorandum of agreement for agricultural loans, Certified copy of account statement for the period from 21.08.2020 to 01.08.2023.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri.E.D.Joseph
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Smt.Soshibha.K
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- V.Sunil Kumar
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendant is directed to pay an amount of Rs.1,95,326/- with interest.
Evidence:
In the result, suit is decreed as follows: The defendant is directed to pay an amount of Rs.1,95,326/- (Rupees one lakh ninety five thousand three hundred and twenty-six only) with interest at 12% per annum from the date of suit till the date of decree and with interest @ 6% per annum from the date of decree till its realization to the plaintiff.
Relief Type:
Other
Outcome:
Granted
Description:
The plaintiff is entitled to recover costs of the suit from the defendant.
Evidence:
The plaintiff is also entitled to recover costs of the suit from the defendant.
Documents & Evidence
Document Type:
Memorandum of agreement for agricultural loans
Submitted By:
Plaintiff
Relevance:
This document was produced as evidence to substantiate the plaintiff's claim regarding the loan agreement.
Reference:
Ext.A1
Document Type:
Certified copy of Account statement
Submitted By:
Plaintiff
Relevance:
This document was provided to show the account status and loan repayment details.
Reference:
Ext.A2
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kozhikode
State
Kerala
Court Establishment
Munsiff Court 2 Kozhikode
Common Reasons
Non-payment of rent
Case Code
Case between Kerala Gramin Bank Peruvayal Branch vs Sri.Mohanan.K.K regarding recovery of loan amount.
Case Code Year
Case between Kerala Gramin Bank Peruvayal Branch vs Sri.Mohanan.K.K regarding recovery of loan amount.