Case Summary
The Federal Bank Limited filed a suit against Abdul Hameed.P.P for the recovery of a personal loan amounting to Rs.3,31,211.12. The defendant failed to repay the loan as per the agreed terms.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The defendant is directed to pay an amount of Rs.3,31,212/- with future interest at 12% per annum from the date of suit till the date of decree.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, ordering the defendant to pay Rs.3,31,212/- along with interest and costs of the suit.
Why Plaintiff Won:
The plaintiff proved his case and provided sufficient evidence for the claim.
The plaintiff proved his case and provided sufficient evidence for the claim.
Losing Side's Weaknesses:
The plaintiff proved his case and provided sufficient evidence for the claim.
The plaintiff proved his case and provided sufficient evidence for the claim.
Supporting Evidence
The evidence of PW1 and the documents produced by him remains unchallenged. As such, I find that the plaintiff had proved his case and is entitled to a decree as prayed for.
Judgment Evidence:
In the result, suit is decreed as follows:- 1) The defendant is directed to pay an amount of Rs.3,31,212/- (Rupees three lakhs thirty one thousand two hundred and twelve only) with future interest at 12% per annum from the date of suit till the date of decree and with interest @ 6% per annum from the date of decree till its realization to the plaintiff.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- The Federal Bank Limited
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Abdul Hameed.P.P
- Party Age
- 56
- Relation
- S/o
Plaintiffs Documents
Customer details, Loan details, Copy of lawyer notice sent by Plaintiff advocate, Postal Receipts, Postal acknowledgment, Certified copy of Account statement during the period of the loan
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri.V.Razal Rahiman
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendant is directed to pay an amount of Rs.3,31,212/- with interest.
Evidence:
In the result, suit is decreed as follows: 1) The defendant is directed to pay an amount of Rs.3,31,212/- (Rupees three lakhs thirty one thousand two hundred and twelve only) with future interest at 12% per annum from the date of suit till the date of decree and with interest @ 6% per annum from the date of decree till its realization to the plaintiff.
Relief Type:
Other
Outcome:
Granted
Description:
The plaintiff is also entitled to realize costs of the suit from the defendant.
Evidence:
2) The plaintiff is also entitled to realize costs of the suit from the defendant.
Documents & Evidence
Document Type:
Customer details
Submitted By:
Plaintiff
Relevance:
This document provides details of the customer relevant to the loan agreement.
Reference:
Ext.A1
Document Type:
Loan details
Submitted By:
Plaintiff
Relevance:
This document outlines the details of the loan agreement between the plaintiff and the defendant.
Reference:
Ext.A2
Document Type:
Copy of lawyer notice sent by Plaintiff advocate
Submitted By:
Plaintiff
Relevance:
This document demonstrates the notice issued to the defendant for repayment of the loan.
Reference:
Ext.A3
Document Type:
Postal Receipts
Submitted By:
Plaintiff
Relevance:
This supports the evidence of the notice being sent to the defendant.
Reference:
Ext.A3(a)
Document Type:
Postal Acknowledgment
Submitted By:
Plaintiff
Relevance:
This records the receipt acknowledgment of the notice by the defendant.
Reference:
Ext.A3(b)
Document Type:
Certified copy of Account statement during the period of 12.12.2018 to 19.08.2024
Submitted By:
Plaintiff
Relevance:
This document shows the account activity and the outstanding balance on the loan.
Reference:
Ext.A4
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kozhikode
State
Kerala
Court Establishment
Munsiff Court 2 Kozhikode
Common Reasons
Non-payment of rent
Case Code
Case between The Federal Bank Limited vs Abdul Hameed.P.P regarding realisation of money
Case Code Year
Case between The Federal Bank Limited vs Abdul Hameed.P.P regarding realisation of money