Case Summary
The plaintiff, Kerala Gramin Bank, filed a suit against the defendant, Musthak Ali.K.V, for the recovery of an agricultural loan. The defendant failed to repay the loan amount despite repeated requests from the bank.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendant is directed to pay Rs.1,73,076/- with interest and costs.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, ordering the defendant to repay the loan amount with interest. The court found the defendant liable for the unpaid loan.
Why Plaintiff Won:
The case of the plaintiff is proved by the unchallenged oral testimony of the PW1 and the documents produced.
The case of the plaintiff is proved by the unchallenged oral testimony of the PW1 and the documents produced.
Losing Side's Weaknesses:
The case of the plaintiff is proved by the unchallenged oral testimony of the PW1 and the documents produced.
The case of the plaintiff is proved by the unchallenged oral testimony of the PW1 and the documents produced.
Supporting Evidence
The case of the plaintiff is proved by the unchallenged oral testimony of the PW1 and the documents produced.
Judgment Evidence:
In the result, suit is decreed as follows: 1) The defendant is directed to pay an amount of Rs.1,73,076/- (Rupees one lakh seventy three thousand and seventy six only) with interest at 11 per annum from the date of suit till the date of decree and with interest @ 6% per annum from the date of decree till its realization to the plaintiff.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Party Role
- Defendant
- Party Name
- Musthak Ali.K.V
- Party Age
- 44
- Relation
- S/o
Plaintiffs Documents
Memorandum of Agreement for Agriculture loan, Statement of Account with amount dues, Lawyer notice, Postal Acknowledgment Card.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri.P.Anoop
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- P.K.Ramachandran
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Amaya.V
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Abdul Raoof.V.P
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- Sri.V.P.Narayanan
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendant is directed to pay an amount of Rs.1,73,076/- with interest.
Evidence:
The defendant is directed to pay an amount of Rs.1,73,076/- (Rupees one lakh seventy three thousand and seventy six only) with interest at 11 per annum from the date of suit till the date of decree.
Relief Type:
Other
Outcome:
Granted
Description:
The plaintiff is entitled to realize costs of the suit from the defendant.
Evidence:
The plaintiff is also entitled to realize costs of the suit from the defendant.
Documents & Evidence
Document Type:
Memorandum of Agreement for Agriculture loan
Submitted By:
Plaintiff
Relevance:
This document evidences the agreement between the plaintiff and the defendant for the agricultural loan sanctioned.
Reference:
Ext.A1
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
This document shows the amount due from the defendant as of 22.08.2024.
Reference:
Ext.A2
Document Type:
Legal Notice
Submitted By:
Plaintiff
Relevance:
This document is a legal notice sent to the defendant demanding repayment of the loan.
Reference:
Ext.A3 series
Document Type:
Postal Acknowledgment Card
Submitted By:
Plaintiff
Relevance:
This document serves as proof of delivery of the legal notice to the defendant.
Reference:
Ext.A4
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kozhikode
State
Kerala
Court Establishment
Munsiff Court 2 Kozhikode
Common Reasons
Non-payment of rent
Case Code
Case between Kerala Gramin Bank vs Musthak Ali.K.V regarding loan recovery
Case Code Year
Case between Kerala Gramin Bank vs Musthak Ali.K.V regarding loan recovery