Case Summary
Kerala Gramin Bank has filed a suit against Kumari Maya.S for recovery of a loan amount of ₹65,468 with interest. The defendant defaulted on the loan repayment despite repeated requests.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Amount of ₹65,468 with 6% interest from the date of the suit until realization.
Case Type
Civil Suit
Final Judgment
No
The court has decreed in favor of the plaintiff, allowing them to recover the amount due along with interest from the defendant.
Why Plaintiff Won:
The plaintiff proved the amount due through oral and documentary evidence.
The plaintiff proved the amount due through oral and documentary evidence.
Losing Side's Weaknesses:
The plaintiff proved the amount due through oral and documentary evidence.
The plaintiff proved the amount due through oral and documentary evidence.
Supporting Evidence
The oral and documentary evidence adduced by PW1 proves that an amount of ₹65,468/- (Rupees Sixty Five Thousand Four Hundred Sixty-Eight only) is due from the defendant.
Judgment Evidence:
In the result; the suit is decreed as follows: (a) The plaintiff is entitled to recover an amount of ₹65,468/- (Rupees Sixty Five Thousand Four Hundred Sixty-Eight only) with 6% interest from the date of the suit until the date of realization from the defendant and her assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Kumari Maya.S
- Party Age
- 45
- Relation
- W/o
Plaintiffs Documents
Original loan application dated 15-02-2020, Original memorandum of agreement for agricultural loans dated 15-02-2020, True extract of statement of account from 15/02/2020 to 30/09/2022, Copy of the lawyer's notice dated 02-09-2022.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Smt. Gayathri R. Krishnan
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Sri.Kanjiramattom T.K. Siraj
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to recover an amount of ₹65,468 with 6% interest.
Evidence:
the suit is decreed as follows: (a) The plaintiff is entitled to recover an amount of ₹65,468/- (Rupees Sixty Five Thousand Four Hundred Sixty-Eight only) with 6% interest from the date of the suit until the date of realization from the defendant and her assets.
Relief Type:
Costs
Outcome:
Granted
Description:
The plaintiff is entitled to recover the costs of the suit from the defendant.
Evidence:
The plaintiff is also entitled to recover the costs of this suit from the defendant and her assets.
Documents & Evidence
Document Type:
Original loan application
Submitted By:
Plaintiff
Relevance:
Submitted and signed by the defendant, demonstrates the loan agreement.
Reference:
Ext.A1
Document Type:
Original Memorandum of Agreement for Agricultural Loans
Submitted By:
Plaintiff
Relevance:
Signed by the defendant, reflects the terms of the loan.
Reference:
Ext.A2
Document Type:
True extract of statement of account
Submitted By:
Plaintiff
Relevance:
Shows the outstanding amount due from the defendant.
Reference:
Ext.A3
Document Type:
Copy of the lawyer's notice
Submitted By:
Plaintiff
Relevance:
Indicates the demand for repayment made to the defendant.
Reference:
Ext.A4
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Non-payment of rent
Case Code
OS.NO.
Case Code Year
2023