Case Summary
The plaintiff, Kerala Gramin Bank, is seeking to recover a loan amount from the defendants, Sri. Krishnankutty Nair and Sri. Mohanan. K. K, who have failed to repay the loan despite repeated requests.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff shall be entitled to realize Rs.2,00,183/- from the defendant with interest at the rate of 9 percent from date of suit till date of decree and future interest at the rate of 6 percent from the date of decree till date of realization.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, allowing the bank to recover a total of Rs.2,00,183/- along with interest from the defendants.
Why Plaintiff Won:
The case of the plaintiff is proved by the unchallenged testimony of the principal officer and documents produced.
The case of the plaintiff is proved by the unchallenged testimony of the principal officer and documents produced.
Losing Side's Weaknesses:
Not available
Not available
Supporting Evidence
The case of the plaintiff is proved by the unchallenged testimony of the PW1 and the documents produced by her.
Judgment Evidence:
the suit is decreed as follows:- 1.The plaintiff shall be entitled to realize Rs.2,00,183/- (Rupees two lakh one hundred and eighty three only) from the defendant with interest at the rate of 9 percent from date of suit till date of decree.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- Rep. by
- Party Role
- Defendant
- Party Name
- Sri. Krishnankutty Nair
- Party Age
- 76
- Relation
- S/o.
- Party Role
- Defendant
- Party Name
- Sri. Mohanan. K. K
- Party Age
- 46
- Relation
- S/o.
Plaintiffs Documents
Memorandum of Agreement, Certified copy of computer printout of statement of account period from 03.08.2020 to 26.06.2023
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. Joseph. E. D
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- Smt. Megha. K
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- Sri. V. Sunilkumar
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to recover Rs.2,00,183/- from the defendant along with interest.
Evidence:
The suit is decreed as follows: The plaintiff shall be entitled to realize Rs.2,00,183/- (Rupees two lakh one hundred and eighty three only) from the defendant with interest at the rate of 9 percent from date of suit till date of decree.
Relief Type:
Costs
Outcome:
Granted
Description:
The defendant shall pay costs of the proceedings to the plaintiff.
Evidence:
The defendant shall pay costs of the proceedings to the plaintiff.
Documents & Evidence
Document Type:
Memorandum of Agreement
Submitted By:
Plaintiff
Relevance:
This document is the memorandum of loan agreement concerning the credit facility availed by the defendant.
Reference:
Ext.A1
Document Type:
Account Statement
Submitted By:
Plaintiff
Relevance:
This document shows the account statement for the period from 03.08.2020 to 26.06.2023, detailing transactions related to the loan.
Reference:
Ext.A2
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kozhikode
State
Kerala
Court Establishment
Munsiff Court 2 Kozhikode
Common Reasons
Non-payment of rent
Case Code
Case between Kerala Gramin Bank et al vs Sri. Krishnankutty Nair et al regarding realization of money
Case Code Year
Case between Kerala Gramin Bank et al vs Sri. Krishnankutty Nair et al regarding realization of money