Case Summary
The plaintiff, Federal Bank Ltd., filed a suit against the defendant, Arun.S.S, for the recovery of a personal loan amounting to ₹2,66,930.37 due to non-payment. The defendant failed to appear in court and was represented ex-parte.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to realize an amount of ₹2,66,930.37 with interest at the rate of 6% per annum and costs of the suit from the defendant.
Case Type
Civil Suit
Final Judgment
No
The court decreed in favor of the plaintiff, ordering the defendant to pay ₹2,66,930.37 with interest and costs due to the default in loan repayment.
Why Plaintiff Won:
The evidence presented by the plaintiff demonstrated that the defendant was liable for the loan amount.
The evidence presented by the plaintiff demonstrated that the defendant was liable for the loan amount.
Losing Side's Weaknesses:
The evidence presented by the plaintiff demonstrated that the defendant was liable for the loan amount.
The evidence presented by the plaintiff demonstrated that the defendant was liable for the loan amount.
Supporting Evidence
The oral and documentary evidence presented by PW1 proves that an amount of ₹2,66,930.37 is due from the defendant. There is no evidence on record indicating that the defendant has discharged this liability to the plaintiff.
Judgment Evidence:
In the result; the suit is decreed as follows: a) The plaintiff is entitled to realize an amount of ₹2,66,930.37 with interest at the rate of 6% per annum from the date of the suit until the date of realization, from the defendant and his assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- The Federal Bank
- Relation
- represented by its Authorised Officer Anoop.A. Antony
- Party Role
- Defendant
- Party Name
- Arun.S.S
- Party Age
- 29
- Relation
- S/o
Plaintiffs Documents
BYOM online loan statement, Copy of the legal notice, Postal receipt, Unclaimed notice, Statement account
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. S.R. Presith
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Smt.S. Rekha
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to recover ₹2,66,930.37 with interest from the defendant.
Evidence:
the suit is decreed as follows: The plaintiff is entitled to realize an amount of ₹2,66,930.37/- with interest at the rate of 6% per annum from the date of the suit until the date of realization.
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to recover costs of the suit from the defendant.
Evidence:
the plaintiff is also entitled to realize the costs of this suit from the defendant and his assets.
Documents & Evidence
Document Type:
BYOM Online loan statement with general terms and conditions
Submitted By:
Plaintiff
Relevance:
This document outlines the loan agreement and terms which establish the basis for the plaintiff's claim.
Reference:
Ext.A1
Document Type:
Copy of the legal notice
Submitted By:
Plaintiff
Relevance:
This document serves as a formal notification to the defendant regarding the outstanding loan.
Reference:
Ext.A2
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
This document evidences the dispatch of the legal notice to the defendant.
Reference:
Ext.A3
Document Type:
Unclaimed Notice
Submitted By:
Plaintiff
Relevance:
This document shows that the defendant did not accept the notice sent by the plaintiff.
Reference:
Ext.A4
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
This document details the account history, showing the outstanding balance owed by the defendant.
Reference:
Ext.A5
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Non-payment of rent
Case Code
OS.NO.
Case Code Year
2024