Case Summary
Canara Bank filed a suit against Krishnalekha. T. V for the realization of a loan amount due. The defendant defaulted on the loan repayment.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The defendant is directed to pay Rs.4,92,810/- with interest at the rate of 6% per annum.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, ordering the defendant to pay the due amount with interest.
Why Plaintiff Won:
Plaintiff's claim of borrowal and default of payment stands proved.
Plaintiff's claim of borrowal and default of payment stands proved.
Losing Side's Weaknesses:
Plaintiff's claim of borrowal and default of payment stands proved.
Plaintiff's claim of borrowal and default of payment stands proved.
Supporting Evidence
Plaint claim of borrowal and default of payment stands proved by the affidavit of PW1 and Exhibits A1 to A6 documents which remains unchallenged.
Judgment Evidence:
In the result, suit is decreed as follows: aThe defendant is directed to pay Rs.4,92,810/- (Rupees Four Lakhs Ninety Two Thousand Eight Hundred And Ten Only) to the plaintiff with interest at the rate of 6% per annum from the date of the suit till the date of realization.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Canara Bank
- Party Role
- Defendant
- Party Name
- Krishnalekha. T. V
- Party Age
- 28
- Relation
- W/o
Plaintiffs Documents
Loan Sanction Memorandum, Pronote, Cash credit agreement, Copy of Registered Lawyer Notice, Acknowledgment Card, Account statement for the period from 03/09/2022 to 04/03/2025, Certificate
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Smt. Lissy K.K.
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- Sri. Abdul Gamal Nazar
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendant is directed to pay Rs.4,92,810/- to the plaintiff with interest.
Evidence:
In the result, suit is decreed as follows: aThe defendant is directed to pay Rs.4,92,810/- (Rupees Four Lakhs Ninety Two Thousand Eight Hundred And Ten Only) to the plaintiff with interest at the rate of 6% per annum from the date of the suit till the date of realization.
Relief Type:
Costs
Outcome:
Granted
Description:
The defendant is also directed to pay costs of the suit to the plaintiff.
Evidence:
The plaintiff is entitled to get the costs of the suit.
Documents & Evidence
Document Type:
Loan Sanction Memorandum
Submitted By:
Plaintiff
Relevance:
This document relates to the loan availed by the defendant.
Reference:
Ext.A1
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
This document evidences the promissory note executed by the defendant.
Reference:
Ext.A2
Document Type:
Cash Credit Agreement
Submitted By:
Plaintiff
Relevance:
This document relates to the cash credit agreement executed by the defendant.
Reference:
Ext.A3
Document Type:
Copy of Registered Lawyer Notice
Submitted By:
Plaintiff
Relevance:
This document is related to the notice sent to the defendant regarding the loan default.
Reference:
Ext.A4
Document Type:
Acknowledgment card
Submitted By:
Plaintiff
Relevance:
This document serves as proof of acknowledgment by the defendant.
Reference:
Ext.A5
Document Type:
Account Statement
Submitted By:
Plaintiff
Relevance:
This document provides details of the defendant's account from the date of the loan.
Reference:
Ext.A6
Document Type:
Certificate
Submitted By:
Plaintiff
Relevance:
This document is a certificate relevant to the case proceedings.
Reference:
Ext.A6(a)
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kozhikode
State
Kerala
Court Establishment
Munsiff Court 2 Kozhikode
Common Reasons
Non-payment of rent
Case Code
Case between Canara Bank vs Krishnalekha. T. V regarding realization of money
Case Code Year
Case between Canara Bank vs Krishnalekha. T. V regarding realization of money