Case Summary
Canara Bank filed a suit against Amal Santhosh for the recovery of a loan amount of ₹54,219/- that remains unpaid. The defendant failed to appear in court, resulting in an ex parte decision.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to recover an amount of ₹54,219/- with 6% interest and costs from the defendant.
Case Type
Civil Suit
Final Judgment
No
The court decreed in favor of the plaintiff, ordering the defendant to pay the outstanding loan amount plus interest.
Why Plaintiff Won:
The evidence produced by the plaintiff sufficiently proved the debt owed by the defendant.
The evidence produced by the plaintiff sufficiently proved the debt owed by the defendant.
Losing Side's Weaknesses:
The evidence produced by the plaintiff sufficiently proved the debt owed by the defendant.
The evidence produced by the plaintiff sufficiently proved the debt owed by the defendant.
Supporting Evidence
The oral and documentary evidence adduced by PW1 proves that an amount of ₹54,219/-... There is no evidence on record indicating that the defendant has discharged his liability to the plaintiff.
Judgment Evidence:
In the result; the suit is decreed as follows: (a)The plaintiff is entitled to recover an amount of ₹54,219/- with 6% interest from the date of the suit until the date of realization from the defendant and his assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Canara Bank
- Party Role
- Defendant
- Party Name
- Amal Santhosh
- Party Age
- 32
- Relation
- S/o
Plaintiffs Documents
Loan application form under the Pradhan Mantri Mudra Yojana (PMMY), Original Agreement-cum-Deed of Hypothecation, Bank statement for the period from 02/03/2024 to 01/03/2025.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Smt. Sreena L. K
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Sana J.O
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to recover an amount of ₹54,219 with interest.
Evidence:
In the result; the suit is decreed as follows: (a)The plaintiff is entitled to recover an amount of ₹54,219/- (Rupees Fifty-Four Thousand Two Hundred and Nineteen only) with 6% interest from the date of the suit until the date of realization from the defendant and his assets.
Relief Type:
Other
Outcome:
Granted
Description:
The plaintiff is entitled to recover costs of this suit from the defendant.
Evidence:
The plaintiff is also entitled to recover the costs of this suit from the defendant and his assets.
Documents & Evidence
Document Type:
Loan Application Form
Submitted By:
Plaintiff
Relevance:
This document is the loan application signed by the defendant.
Reference:
Ext.A1
Document Type:
Agreement-cum-Deed of Hypothecation
Submitted By:
Plaintiff
Relevance:
This document outlines the agreement for the loan taken by the defendant.
Reference:
Ext.A2
Document Type:
Bank statement
Submitted By:
Plaintiff
Relevance:
This document provides evidence of the loan account and repayment status.
Reference:
Ext.A3
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Non-payment of rent
Case Code
OS.NO.
Case Code Year
2025