Case Summary
The plaintiff, Kerala Gramin Bank, is seeking to recover a loan amount of Rs. 87,730 from the defendants due to default in repayment. The defendants had obtained the educational loan but failed to repay the amount despite various notices.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to realise an amount of Rs. 87,730 with interest and costs from the defendants.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, allowing them to recover the loan amount along with interest from the defendants. The defendants were found liable for the outstanding loan.
Why Plaintiff Won:
The unchallenged evidence of PW1 and Ext.A1 to A5 shows that the plaintiff is entitled to a decree as prayed for.
The unchallenged evidence of PW1 and Ext.A1 to A5 shows that the plaintiff is entitled to a decree as prayed for.
Losing Side's Weaknesses:
The unchallenged evidence of PW1 and Ext.A1 to A5 shows that the plaintiff is entitled to a decree as prayed for.
The unchallenged evidence of PW1 and Ext.A1 to A5 shows that the plaintiff is entitled to a decree as prayed for.
Supporting Evidence
The unchallenged evidence of PW1 and Ext.A1 to A5 would show that the plaintiff is entitled to a decree as prayed for.
Judgment Evidence:
In the result, the suit is decreed as follows: 1. The plaintiff is entitled to realise an amount of Rs. 87,730/- (Rupees eighty seven thousand seven hundred and thirty only) from the defendants with interest at the rate of 12% per annum from the date of suit till the date of decree and with future interest at the rate of 6% from the date of decree till realisation of decree amount.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Party Role
- Defendant
- Party Name
- Smt.Linsha.N.K
- Party Age
- 26
- Relation
- D/o
- Party Role
- Defendant
- Party Name
- Smt.Leelavathy
- Party Age
- 43
- Relation
- D/o
Plaintiffs Documents
Education Loan Agreement, Acknowledgment of Debt.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri.E.D.Joseph
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Sri.Deepu.B.V
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to recover an amount of Rs. 87,730/- from the defendants.
Evidence:
In the result, the suit is decreed as follows:- 1. The plaintiff is entitled to realise an amount of Rs. 87,730/- from the defendants with interest at the rate of 12% per annum from the date of suit till the date of decree and with future interest at the rate of 6% from the date of decree till realisation of decree amount.
Relief Type:
Costs
Outcome:
Granted
Description:
The plaintiff is also entitled to realise the costs of the suit from the defendant.
Evidence:
In the result, the suit is decreed as follows:- 2. The plaintiff is also entitled to realise the costs of the suit from the defendant.
Documents & Evidence
Document Type:
Education Loan Agreement
Submitted By:
Plaintiff
Relevance:
This document is the agreement entered into by the defendants for the educational loan taken from the plaintiff bank.
Reference:
Ext.A1
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
This document is an acknowledgment of debt executed by the defendants in favor of the plaintiff bank.
Reference:
Ext.A2
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
This document is another acknowledgment of debt executed by the defendants in favor of the plaintiff bank.
Reference:
Ext.A3
Document Type:
Certified copy of statement of accounts
Submitted By:
Plaintiff
Relevance:
This document includes the statement of accounts relating to the defendants' loan for the specified period.
Reference:
Ext.A4
Document Type:
Certified Copy of Unapplied Interest Statement
Submitted By:
Plaintiff
Relevance:
This document is the statement of unapplied interest related to the defendants' loan account.
Reference:
Ext.A5
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kozhikode
State
Kerala
Court Establishment
Munsiff Court 1 Kozhikode
Common Reasons
Non-payment of rent
Case Code
Case between Kerala Gramin Bank et al vs Smt.Linsha.N.K et al regarding realisation of money.
Case Code Year
Case between Kerala Gramin Bank et al vs Smt.Linsha.N.K et al regarding realisation of money.