Case Summary
The plaintiff, The Federal Bank Limited, filed a suit for the recovery of an outstanding loan amount from the defendants Mr. Mohammed Rafi and Najeera. The defendants failed to repay the loan despite receiving a notice from the bank.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff shall be entitled to realise Rs.8,77,710.61 with interest at the rate of 6% from the date of suit till realisation.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, allowing recovery of the outstanding loan amount from the defendants along with interest and costs.
Why Plaintiff Won:
The defendants failed to appear and contest the case despite being duly summoned, and the plaintiff proved the loan agreement and non-payment.
The defendants failed to appear and contest the case despite being duly summoned, and the plaintiff proved the loan agreement and non-payment.
Losing Side's Weaknesses:
The defendants failed to appear and contest the case despite being duly summoned, and the plaintiff proved the loan agreement and non-payment.
The defendants failed to appear and contest the case despite being duly summoned, and the plaintiff proved the loan agreement and non-payment.
Supporting Evidence
The plaintiff has categorically deposed regarding the transaction between himself and the defendant.
Judgment Evidence:
In the result, the suit is decreed as follows: 1.The plaintiff shall be entitled to realise Rs.8,77,710.61/-
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- The Federal Bank Limited
- Relation
- represented by
- Party Role
- Defendant
- Party Name
- Mr. Mohammed Rafi
- Party Age
- 37
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Najeera
- Party Age
- 34
- Relation
- W/o
Plaintiffs Documents
Agreement for Federal Personal Car Loan, Key fact statement, Certificate of Registration of Vehicle, True Computer printout of statement of accounts, Copy of the registered Notice.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Smt. Geetharani
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff entitled to realize Rs.8,77,710.61 from the defendants.
Evidence:
The plaintiff shall be entitled to realise Rs.8,77,710.61/- (Rupees eight lakhs seventy seven thousand seven hundred and ten point six one only) from the defendants with interest at the rate of 6% from the date of suit till realisation.
Relief Type:
Costs
Outcome:
Granted
Description:
Defendants shall pay costs of the proceedings to the plaintiff.
Evidence:
The defendants shall pay costs of the proceedings to the plaintiff.
Documents & Evidence
Document Type:
Agreement for Federal Personal Car Loan
Submitted By:
Plaintiff
Relevance:
Executed by the defendants to avail the loan.
Reference:
Ext.A1
Document Type:
Key Fact Statement
Submitted By:
Plaintiff
Relevance:
Document detailing key facts of the loan.
Reference:
Ext.A2
Document Type:
Certificate of Registration of Vehicle
Submitted By:
Plaintiff
Relevance:
Shows ownership of the vehicle related to the loan.
Reference:
Ext.A3
Document Type:
True Computer Printout of Statement of Accounts
Submitted By:
Plaintiff
Relevance:
Details the account transactions for the loan.
Reference:
Ext.A4
Document Type:
Copy of registered notice
Submitted By:
Plaintiff
Relevance:
Notice issued to the defendants to clear dues.
Reference:
Ext.A5
Document Type:
Unserved Postal Covers
Submitted By:
Plaintiff
Relevance:
Evidence of failed delivery attempts for notice.
Reference:
Exts.A6 series
Document Type:
Unserved Postal Covers
Submitted By:
Plaintiff
Relevance:
Additional evidence of failed delivery attempts.
Reference:
Exts.A7 series
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kozhikode
State
Kerala
Court Establishment
Munsiff Court 2 Kozhikode
Common Reasons
Non-payment of Loan
Case Code
Case between The Federal Bank Limited vs Mr. Mohammed Rafi et al regarding realisation of amount
Case Code Year
Case between The Federal Bank Limited vs Mr. Mohammed Rafi et al regarding realisation of amount