Case Summary
The plaintiff, State Bank of India, is seeking recovery of an education loan amount from the defendants, Vrindha K. and her mother, Sunitha P.S. The defendants failed to repay the loan despite several demands.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The defendants shall jointly and severally pay an amount of 4,99,266/- with interest.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit, ordering the defendants to pay the total amount due along with interest to the plaintiff.
Why Plaintiff Won:
The defendants admitted the plaint claim, thus proving the plaintiff's case.
The defendants admitted the plaint claim, thus proving the plaintiff's case.
Losing Side's Weaknesses:
The defendants admitted the plaint claim, thus proving the plaintiff's case.
The defendants admitted the plaint claim, thus proving the plaintiff's case.
Supporting Evidence
In view of the fact that the defendants have admitted the plaint claim, the plaint claim stands proved and plaintiffs are entitled to get the decree as prayed for.
Judgment Evidence:
In the result, the suit is decreed as follows: A) The defendants shall jointly and severally pay an amount of 4,99,266/- (Rupees four lakhs ninety nine thousand two hundred and sixty six only) to the plaintiff with further interest at the rate of 10.3% per annum from the date of suit till the date of decree and with future interest at the rate of 6% from the date of decree till realisation of decree amount.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- State Bank of India
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Vrindha K.
- Party Age
- 27
- Relation
- D/o
- Party Role
- Defendant
- Party Name
- Sunitha P.S.
- Party Age
- 56
- Relation
- D/o
Plaintiffs Documents
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Vinod Singh Cheriayan
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- T.M. Khalid
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Saranya O.
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Shynu H.
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Seema Varghese
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- Sudheer Kumar T.P.
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendants shall jointly and severally pay an amount of 4,99,266/- (Rupees four lakhs ninety nine thousand two hundred and sixty six only) to the plaintiff with further interest.
Evidence:
In the result, the suit is decreed as follows: A) The defendants shall jointly and severally pay an amount of 4,99,266/- (Rupees four lakhs ninety nine thousand two hundred and sixty six only) to the plaintiff with further interest at the rate of 10.3% per annum from the date of suit till the date of decree and with future interest at the rate of 6% from the date of decree till realisation of decree amount.
Documents & Evidence
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kozhikode
State
Kerala
Court Establishment
Munsiff Court 1 Kozhikode
Common Reasons
Non-payment of Loan
Case Code
Case between State Bank of India, Palayam Branch vs Vrindha K. et al regarding Education Loan Recovery
Case Code Year
Case between State Bank of India, Palayam Branch vs Vrindha K. et al regarding Education Loan Recovery