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OS. No.1867/2019

Case between M/s Mulamoottil Consumer Credits Ltd. vs Ragesh Raj et al regarding recovery of money

Court
COURT OF THE ADDITIONAL MUNSIFF-III
Judge
Smt.Sreelakshmi. C
Order Date
2025-02-21
Duration
approximately-5 years 11 months
Case Closed
Fri, 02/21/2025 - 12:00

Judgement document from eCourt website

Judgment Document
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Case Summary

M/s Mulamoottil Consumer Credits Ltd. is the plaintiff in a case against Ragesh Raj and Rani for recovery of a loan of ₹52,216. The defendants defaulted on the repayment despite multiple requests.

Judgment Outcome

Plaintiff Won
Interim Order
The suit was decreed in favor of the plaintiff, allowing them to recover ₹49,224 along with interest and costs from the defendants.
Judgment Favored
Plaintiff
Relief Granted
Plaintiff is allowed to realise ₹49,224/- from the defendants and their assets.
Case Type
Civil Suit
Final Judgment
No
The suit was decreed in favor of the plaintiff, allowing them to recover ₹49,224 along with interest and costs from the defendants.
Why Plaintiff Won:
The evidence of the plaintiff is unchallenged because the defendants were set ex parte and PW1 was not cross-examined.
Losing Side's Weaknesses:
The evidence of the plaintiff is unchallenged because the defendants were set ex parte and PW1 was not cross-examined.
Supporting Evidence
The evidence of the plaintiff is unchallenged because the defendants were set ex parte and PW1 was not cross-examined.

Judgment Evidence:

In the result, suit is decreed with costs as follows: 1.Plaintiff is allowed to realise ₹49,224/- from the defendants and their assets. 2.Plaintiff is allowed to realise interest at the rate of 15% per annum with monthly rests till the date of decree.

Parties Involved

Parties

Party Role
Plaintiff
Party Name
M/s Mulamoottil Consumer Credits Ltd.
Party Role
Defendant
Party Name
Ragesh Raj
Party Age
35
Relation
S/o
Party Role
Defendant
Party Name
Rani
Party Age
40
Relation
W/o
Plaintiffs Documents
Original promissory note dated 07/11/2017, Original Agreement of Hypothecation dated 07/11/2017, Statement of Accounts, Copy of Advocate Notice dated 24/10/2019, Copy of Power of Attorney.
Defendants Documents

Advocates

Party Role
Plaintiff
Advocate Name
Smt. Jayarekha.G.P
Appearance Type
Main Counsel
Party Role
Plaintiff
Advocate Name
Sri. Ramesh kumar.A
Appearance Type
Assisting Counsel

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
Plaintiff is allowed to realise ₹49,224/- from the defendants and their assets.
Evidence:
In the result, suit is decreed with costs as follows: Plaintiff is allowed to realise ₹49,224/- from the defendants and their assets.
Relief Type: Recovery
Outcome: Granted
Description:
Plaintiff is allowed to realise interest at the rate of 15% per annum with monthly rests till the date of decree.
Evidence:
Plaintiff is allowed to realise interest at the rate of 15% per annum with monthly rests till the date of decree.
Relief Type: Recovery
Outcome: Granted
Description:
Plaintiff is allowed to realise future interest at the rate of 6% per annum from the date of decree till realisation.
Evidence:
Plaintiff is allowed to realise future interest at the rate of 6% per annum from the date of decree till realisation.
Relief Type: Recovery
Outcome: Granted
Description:
Plaintiff is allowed to realise the costs of the suit from the defendants and their assets.
Evidence:
Plaintiff is allowed to realise the costs of the suit from the defendants and their assets.

Documents & Evidence

Document Type: Original promissory note
Submitted By: Plaintiff
Relevance:
This document evidences the loan agreement between the plaintiff and the first defendant.
Reference:
Ext.A1
Document Type: Original agreement of hypothecation
Submitted By: Plaintiff
Relevance:
This document outlines the terms under which the loan was secured.
Reference:
Ext.A2
Document Type: Statement of Accounts
Submitted By: Plaintiff
Relevance:
This document provides the account details showing the amount due from the defendants.
Reference:
Ext.A3
Document Type: Copy of Advocate Notice
Submitted By: Plaintiff
Relevance:
This notice was sent to the defendants regarding the payment defaults.
Reference:
Ext.A4
Document Type: Copy of Power of Attorney
Submitted By: Plaintiff
Relevance:
This document authorizes the representative of the plaintiff to act on behalf of the company.
Reference:
Ext.A5

Case Classification

Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Recovery of money
Case Code
Case between M/s Mulamoottil Consumer Credits Ltd. vs Ragesh Raj et al regarding recovery of money
Case Code Year
Case between M/s Mulamoottil Consumer Credits Ltd. vs Ragesh Raj et al regarding recovery of money

Quick Facts

Location
Thiruvananthapuram
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Case Filed
Thu, 02/21/2019 - 12:00
Case Closed
Fri, 02/21/2025 - 12:00
From
Sat, 02/01/2025 - 12:00
To
Fri, 02/28/2025 - 12:00
Outcome Confidence
95%

Involved Entities

Private Individual

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