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OS. No.654/2023

Case between M/s. Mulamoottil Consumer Credits Limited vs Balu.S et al regarding realization of money

Court
THE COURT OF THE ADDITIONAL MUNSIFF-RCC
Judge
Smt.Salini.B
Order Date
2025-07-31
Duration
approximately-3 years 7 months 28 days
Case Closed
Thu, 07/31/2025 - 12:00

Judgement document from eCourt website

Judgment Document
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Case Summary

M/s. Mulamoottil Consumer Credits Limited filed a suit against Balu.S and others for the recovery of a loan amount. The defendants failed to repay the loan despite repeated requests, leading to this legal action.

Judgment Outcome

Plaintiff Won
Interim Order
The court decreed the suit allowing the plaintiff to recover the amount due along with interest. The defendants were found liable for their default on the loan repayment.
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is allowed to realize an amount of Rs. 5,64,603.93/- from the defendants jointly and severally with interest at the rate of 13.5% per annum.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit allowing the plaintiff to recover the amount due along with interest. The defendants were found liable for their default on the loan repayment.
Why Plaintiff Won:
The plaintiff's unchallenged evidence proved its case.
Losing Side's Weaknesses:
The plaintiff's unchallenged evidence proved its case.
Supporting Evidence
Plaintiff's unchallenged evidence proved its case and it is entitled to a decree to realise the amount from the defendants.

Judgment Evidence:

In the result, the suit is decreed with costs and the plaintiff is allowed to realise an amount of Rs. 5,64,603.93/- (Rupees Five lakhs Sixty Four thousand Six hundred and Three and Ninety Three paise only) from the defendants jointly and severally with interest at the rate of 13.5% per annum from the date of suit till date of realisation.

Parties Involved

Parties

Party Role
Plaintiff
Party Name
M/s. Mulamoottil Consumer Credits Limited
Party Role
Defendant
Party Name
Balu.S
Party Age
32
Relation
S/o
Party Role
Defendant
Party Name
Midhun.M
Party Age
26
Relation
S/o
Party Role
Defendant
Party Name
Sabu
Party Age
58
Relation
S/o
Plaintiffs Documents
Hypothecation Agreement, Demand Promissory Note, Certified copy of the statement of accounts, Copy of lawyer’s notice, Certified Copy of Power of Attorney
Defendants Documents

Advocates

Party Role
Plaintiff
Advocate Name
Sri.Jayakrishnan.D
Appearance Type
Main Counsel
Party Role
Plaintiff
Advocate Name
Smt.Sreelatha M.V
Appearance Type
Assisting Counsel
Party Role
Plaintiff
Advocate Name
Smt.Sheeja M.S
Appearance Type
Assisting Counsel
Party Role
Plaintiff
Advocate Name
Smt.Bency M. Raj
Appearance Type
Assisting Counsel
Party Role
Plaintiff
Advocate Name
Sri.A.I. Sambhunath
Appearance Type
Assisting Counsel

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
Plaintiff sought recovery of the outstanding loan amount.
Evidence:
Thus, the suit is decreed with costs and the plaintiff is allowed to realise an amount of Rs. 5,64,603.93/-

Documents & Evidence

Document Type: Hypothecation Agreement
Submitted By: Plaintiff
Relevance:
Executed by the defendants as security for the loan.
Reference:
Ext.A1
Document Type: Demand Promissory Note
Submitted By: Plaintiff
Relevance:
Executed by the defendants to acknowledge the loan amount.
Reference:
Ext.A2
Document Type: Certified Copy of the Statement of Accounts
Submitted By: Plaintiff
Relevance:
Contains details of the outstanding amount due from the defendants.
Reference:
Ext.A3
Document Type: Copy of Lawyer’s notice
Submitted By: Plaintiff
Relevance:
Notified the defendants regarding the default in payment.
Reference:
Ext.A4
Document Type: Certified Copy of Power of Attorney
Submitted By: Plaintiff
Relevance:
Authorized representation of the plaintiff in court.
Reference:
Ext.A5

Case Classification

Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Recovery of money
Case Code
Case between M/s. Mulamoottil Consumer Credits Limited vs Balu.S et al regarding realization of money
Case Code Year
Case between M/s. Mulamoottil Consumer Credits Limited vs Balu.S et al regarding realization of money

Quick Facts

Location
THIRUVANANTHAPURAM
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Case Filed
Fri, 12/03/2021 - 12:00
Case Closed
Thu, 07/31/2025 - 12:00
From
Tue, 07/01/2025 - 12:00
To
Thu, 07/31/2025 - 12:00
Outcome Confidence
95%

Involved Entities

Private Individual

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