Case Summary
Kerala Gramin Bank filed a suit for loan recovery against defendants who defaulted in repaying the loan amount with interest, leading to a total due amount of Rs. 84,816.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Recovery of loan amount with interest and costs
Case Type
Civil Suit - Money Recovery
Final Judgment
No
Why Plaintiff Won:
The plaintiff provided oral evidence and documents proving the loan transaction and default by the defendants.
The plaintiff provided oral evidence and documents proving the loan transaction and default by the defendants.
Judgment Evidence:
The plaintiff has proved its case by the oral evidence of PW.1 and documents produced in this case So, the plaintiff is entitled for a decree as prayed for.
Parties Involved
Plaintiffs
Kerala Gramin Bank (Age not specified years)
Defendants
P.Unnikrishnan (44 years)
Kalpuzha Parambil House, PO. Triprangode, Triprangode amsom, Tirur Taluk
Smt. Kali K.P. (83 years)
Kalpuzha Parambil House, PO. Triprangode, Triprangode amsom, Tirur Taluk
Reliefs
Relief Type:
Money Recovery
Outcome:
Granted
Description:
Recovery of loan amount with interest and costs
Evidence:
The suit is decreed in favor of the plaintiff, allowing the recovery of the loan amount with interest and costs from the defendants.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Submitted by the defendant on 7.2.2009 for a loan of Rs. 50,000 for business purpose.
Reference:
A1
Document Type:
Request for Over Draft facilities
Submitted By:
Plaintiff
Relevance:
Document submitted by the defendant for loan facilities on 7.2.2009.
Reference:
A2
Document Type:
Demand Promissory Note
Submitted By:
Plaintiff
Relevance:
Executed for Rs.50,000 on 7.2.2009.
Reference:
A3
Document Type:
Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
Document related to the demand promissory note on 7.2.2009.
Reference:
A4
Document Type:
Agreement for Retail Credit Card
Submitted By:
Plaintiff
Relevance:
Executed by the first defendant on 7.2.2009.
Reference:
A5
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
Acknowledged by the first defendant on 18.11.2011.
Reference:
A6
Document Type:
Copy of Registered Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Issued to defendant by the plaintiff on 22.4.2013.
Reference:
A7
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Showing Rs. 84,816 due from the defendants as on the suit date.
Reference:
A8