Case Summary
The case involves Kerala Gramin Bank Kallambalam Branch as the plaintiff and Rajlal. V. S. as the defendant. The plaintiff bank is seeking to recover a loan amount that the defendant defaulted on.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Plaintiff is entitled to realize ₹1,21,049/- (Rupees One Lakh Twenty One Thousand and Forty Nine only) with 9% interest and costs.
Case Type
Original Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff bank, allowing them to recover the claimed loan amount with interest.
Why Plaintiff Won:
The plaintiff established through unchallenged evidence that they are entitled to the amount claimed in the suit.
The plaintiff established through unchallenged evidence that they are entitled to the amount claimed in the suit.
Losing Side's Weaknesses:
The plaintiff established through unchallenged evidence that they are entitled to the amount claimed in the suit.
The plaintiff established through unchallenged evidence that they are entitled to the amount claimed in the suit.
Supporting Evidence
The plaintiff bank has established that the plaintiff bank is entitled to realize the amount claimed in the suit with interest.
Judgment Evidence:
In the result, suit is decreed as follows: 1. The plaintiff is entitled to realize ₹1,21,049/- (Rupees One Lakh Twenty One Thousand and Forty Nine only) with 9% interest from the date of suit till the date of decree and 6% interest from the date of decree till realization.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank Kallambalam Branch
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Rajlal. V. S.
- Party Age
- 43
- Relation
- S/o
Plaintiffs Documents
Loan application dated 12/01/2022, Loan sanction letter dated 12/01/2022, Memorandum of agreement for agricultural loans dated 12/01/2022, Copy of Advocate notice dated 25/10/2024, Postal receipt dated 25/10/2024, Returned envelope dated 28/10/2024, Statement of account from 1/01/1976 to 6/12/2024.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. Santhosh. S. Potti
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is entitled to realize the amount of ₹1,21,049/- with interest.
Evidence:
In the result, suit is decreed as follows: The plaintiff is entitled to realize ₹1,21,049/- (Rupees One Lakh Twenty One Thousand and Forty Nine only) with 9% interest from the date of suit till the date of decree and 6% interest from the date of decree till realization.
Relief Type:
Costs
Outcome:
Granted
Description:
Plaintiff is also entitled to costs of the suit.
Evidence:
Considering the facts and circumstances of the case, the plaintiff bank can be permitted to realize costs of the proceeding from the defendant.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
This document shows the defendant's request for the loan amount from the plaintiff bank.
Reference:
Ext.A1
Document Type:
Loan Sanction Letter
Submitted By:
Plaintiff
Relevance:
This document confirms that the plaintiff bank approved the loan amount for the defendant.
Reference:
Ext.A2
Document Type:
Memorandum of agreement for agricultural loans
Submitted By:
Plaintiff
Relevance:
This document outlines the terms and conditions related to the loan granted to the defendant.
Reference:
Ext.A3
Document Type:
Advocate Notice
Submitted By:
Plaintiff
Relevance:
This document indicates that a notice was issued to the defendant demanding repayment of the loan.
Reference:
Ext.A4
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
This document serves as proof of the mailing of the advocate's notice to the defendant.
Reference:
Ext.A5
Document Type:
Returned Envelope
Submitted By:
Plaintiff
Relevance:
This document shows that the notice sent to the defendant was returned, indicating non-receipt.
Reference:
Ext.A6
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
This document provides details of the financial transactions and the outstanding amount owed by the defendant.
Reference:
Ext.A7
Case Classification
Case Type
Original Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiffs Court, Varkala
Common Reasons
Non-payment of Loan
Case Code
Case between Kerala Gramin Bank Kallambalam Branch vs Rajlal. V. S. regarding realization of money
Case Code Year
Case between Kerala Gramin Bank Kallambalam Branch vs Rajlal. V. S. regarding realization of money