Case Summary
The case involves the State Bank of India seeking to recover a loan amount from the defendant, SHAMSUDHEEN.A.K, who failed to repay the borrowed money despite repeated demands. The court found the defendant in default after he did not appear for the proceedings.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff shall be entitled to realize Rs.2,03,619.66 from the defendant with interest at the rate of 9 percent from date of suit until date of decree and with future interest at the rate of 6 percent from the date of decree till date of realization.
Case Type
Civil Suit
Final Judgment
No
The court ordered the defendant to pay the plaintiff a total of Rs.2,03,619.66 with interest at a revised rate. The defendant was also ordered to pay the costs of the proceedings.
Why Plaintiff Won:
The plaintiff proved the case by unchallenged oral testimony and supporting documents.
The plaintiff proved the case by unchallenged oral testimony and supporting documents.
Losing Side's Weaknesses:
The plaintiff proved the case by unchallenged oral testimony and supporting documents.
The plaintiff proved the case by unchallenged oral testimony and supporting documents.
Supporting Evidence
The case of the plaintiff is proved by the unchallenged oral testimony of the PW1 and the exhibits A1 to A4 documents produced by him.
Judgment Evidence:
In the result, the plaintiff shall be entitled to realize Rs.2,03,619.66/- (Rupees two lakh three thousand six hundred and nineteen and sixty six paise only) from the defendant with interest at the rate of 9 percent from date of suit till date of decree and with future interest at the rate of 6 percent from the date of decree till date of realization.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- State Bank of India
- Party Role
- Defendant
- Party Name
- SHAMSUDHEEN.A.K
- Party Age
- 41
- Relation
- S/o
Plaintiffs Documents
Loan application dated 11.08.2023, Lawyer Notice dated 22.08.2025, Unserved Cover, Statement of account.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. P Anoop
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- P M Praveen
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Smt. Amaya
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- Sri. Abdul Raoof V.P
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff entitled to realize Rs.2,03,619.66 from the defendant.
Evidence:
The plaintiff shall be entitled to realize Rs.2,03,619.66/- from the defendant with interest at the rate of 9 per cent from date of suit till date of decree and with future interest at the rate of 6 per cent from the date of decree till date of realization.
Relief Type:
Cost
Outcome:
Granted
Description:
Defendant shall pay costs of the proceedings to the plaintiff.
Evidence:
The defendants shall pay costs of the proceedings to the plaintiff.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Produced as evidence of the loan agreement.
Reference:
Ext.A1
Document Type:
Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Issued to the defendant calling upon him to repay the loan amount.
Reference:
Ext.A2
Document Type:
Oral Evidence
Submitted By:
Plaintiff
Relevance:
Provided by PW1 to support the plaintiff's case.
Reference:
Document Type:
Un served Cover
Submitted By:
Plaintiff
Relevance:
Indicates the non-delivery of the lawyer notice to the defendant.
Reference:
Ext.A3
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Details the outstanding loan amount owed by the defendant.
Reference:
Ext.A4
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kozhikode
State
Kerala
Court Establishment
Munsiff Court 2 Kozhikode
Common Reasons
Case Code
Case between State Bank of India vs SHAMSUDHEEN.A.K regarding realization of money
Case Code Year
Case between State Bank of India vs SHAMSUDHEEN.A.K regarding realization of money