Case Summary
The plaintiff is State Bank of India, which alleges that the defendant, Rejitha Raveendran, failed to repay a loan. The plaintiff claims the defendant owes ₹3,93,098/- plus interest.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendant is directed to pay ₹3,93,098/- with interest at the rate of 6% per annum
Case Type
Civil Suit
Final Judgment
No
The court decreed in favor of the plaintiff, ordering the defendant to pay ₹3,93,098/- with interest. The plaintiff is also entitled to costs of the suit.
Why Plaintiff Won:
The plaintiff proved their case through uncontested evidence.
The plaintiff proved their case through uncontested evidence.
Losing Side's Weaknesses:
The plaintiff proved their case through uncontested evidence.
The plaintiff proved their case through uncontested evidence.
Supporting Evidence
From the uncontested evidence of the PW1, I am of the opinion that the case of the plaintiff stands proved.
Judgment Evidence:
In the result, the suit is decreed as follows: The defendant is directed to pay to the plaintiff, an amount of 3,93,098/- (Rupees three lakhs ninety three thousand ninety eighty only) with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit, till its realisation from the defendant or her assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- State Bank of India
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Rejitha Raveendran
- Party Age
- 34
- Relation
- W/o
Plaintiffs Documents
Kerala Flood Relief Loan Application Form, Arrangement Letter, X press Credit Application Form, Loan Sanction Letter, Computer print out of Statement of Account
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- V. K Hema
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Gowri A. H
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendant is directed to pay to the plaintiff an amount of ₹3,93,098 with interest.
Evidence:
The defendant is directed to pay to the plaintiff, an amount of 3,93,098/- (Rupees three lakhs ninety three thousand ninety eighty only) with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit, till its realisation from the defendant or her assets.
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff shall be at liberty to realise the amount if the defendant does not pay.
Evidence:
If the defendant do not pay the amount as ordered, the plaintiff shall be at the liberty to realise the same from the defendant or her assets.
Relief Type:
Other
Outcome:
Granted
Description:
The plaintiff is entitled to the costs of the suit from the defendant.
Evidence:
Considering the nature of the suit and circumstances surrounding the suit, the plaintiff is entitled to the costs of the suit from the defendant.
Documents & Evidence
Document Type:
Loan Application Form
Submitted By:
Plaintiff
Relevance:
This document evidences the loan application made by the defendant.
Reference:
Ext.A1
Document Type:
Arrangement Letter
Submitted By:
Plaintiff
Relevance:
This document outlines the arrangement made for the loan.
Reference:
Ext.A2
Document Type:
Credit Application Form
Submitted By:
Plaintiff
Relevance:
This document records the credit application submitted by the defendant.
Reference:
Ext.A3
Document Type:
Arrangement Letter
Submitted By:
Plaintiff
Relevance:
This document is another arrangement letter related to the loan.
Reference:
Ext.A4
Document Type:
Loan Sanction Letter
Submitted By:
Plaintiff
Relevance:
This document indicates the sanctioning of the loan to the defendant.
Reference:
Ext.A5
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
This document provides a computer printout of the defendant's account statement.
Reference:
Ext.A6
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
This document provides another computer printout of the defendant's account statement.
Reference:
Ext.A7
Document Type:
Letter
Submitted By:
Plaintiff
Relevance:
This document is a letter related to the loan agreement.
Reference:
Ext.A8
Document Type:
Legal Notice
Submitted By:
Plaintiff
Relevance:
This document is an office copy of the legal notice sent to the defendant.
Reference:
Ext.A9
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
This document serves as evidence of the postal dispatch related to the case.
Reference:
Ext.A10
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Non-payment of rent
Case Code
Case between State Bank of India vs Rejitha Raveendran regarding realisation of money
Case Code Year
Case between State Bank of India vs Rejitha Raveendran regarding realisation of money