Case Summary
The case involves Kerala Gramin Bank seeking to realize a loan amount from Janasree Sangam 023 and its members. The defendants failed to repay the loan despite multiple reminders and were placed ex parte.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Plaintiff is allowed to realize an amount Rs. 2,34,250/- from the defendants jointly and severally with interest at the rate of 15% per annum
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, allowing them to realize the loan amount from the defendants with interest. The defendants were found jointly and severally liable for the repayment.
Why Plaintiff Won:
Plaintiff's unchallenged evidence proved its case.
Plaintiff's unchallenged evidence proved its case.
Losing Side's Weaknesses:
Plaintiff's unchallenged evidence proved its case.
Plaintiff's unchallenged evidence proved its case.
Supporting Evidence
Plaintiff's unchallenged evidence proved its case and it is entitled to a decree to realise the amount from the defendants.
Judgment Evidence:
In the result, the suit is decreed with costs and plaintiff is allowed to realise an amount Rs. 2,34,250/- from the defendants jointly and severally with interest at the rate of 15% per annum for the principal amount from the date of suit till date of realization.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- represented by its Manager, Smt. Sushama Amma
- Party Role
- Defendant
- Party Name
- Janasree Sangam 023
- Relation
- represented by its President / Secretary Lathika
- Party Role
- Defendant
- Party Name
- Lathika
- Party Age
- 42
- Relation
- W/o.Clamant
- Party Role
- Defendant
- Party Name
- Nirmala
- Party Age
- 51
- Relation
- W/o Ponnayyan
- Party Role
- Defendant
- Party Name
- Philomina
- Party Age
- 51
- Relation
- W/o Arulappan
- Party Role
- Defendant
- Party Name
- Sailaja
- Party Age
- 41
- Relation
- W/o Nepolean
Plaintiffs Documents
A1 30/09/2009 Original loan application, A2 30/10/2009 Original Articles of agreement, A3 22/10/2009 Original of inter-se agreement, A4 series Original acknowledgment of Debt and security, A5 Statement of account along with certificate, A6 Copy of Advocate Notice, A7 Original postal receipts, A8 series Returned legal notices
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Smt. S. Reena
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Smt. Gayathri
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff allowed to realise an amount of Rs. 2,34,250/- from the defendants jointly and severally.
Evidence:
Thus, the suit is decreed with costs and plaintiff is allowed to realise an amount Rs. 2,34,250/- (Rupees Two lakhs Thirty Four thousand Two hundred and Fifty only) from the defendants jointly and severally with interest at the rate of 15% per annum.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Original loan application dated 30.09.2009.
Reference:
Ext.A1
Document Type:
Articles of agreement
Submitted By:
Plaintiff
Relevance:
Original Articles of agreement dated 30.10.2009.
Reference:
Ext.A2
Document Type:
Inter-se Agreement
Submitted By:
Plaintiff
Relevance:
Original of Inter-se agreement dated 22.10.2009.
Reference:
Ext.A3
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
Original Acknowledgment of Debt and Security dated 28.06.2012, 28.05.2015 and 21.05.2018 (3 Nos.).
Reference:
Ext.A4 series
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Statement of account along with certificate.
Reference:
Ext.A5
Document Type:
Advocate Notice
Submitted By:
Plaintiff
Relevance:
Copy of advocate notice dated 01.07.2021.
Reference:
Ext.A6
Document Type:
Postal Receipts
Submitted By:
Plaintiff
Relevance:
Original postal receipts (21 Nos.) dated 22.07.2021.
Reference:
Ext.A7
Document Type:
Returned Legal Notices
Submitted By:
Plaintiff
Relevance:
Returned legal notices (3 Nos.).
Reference:
Ext.A8 series
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Recovery of money
Case Code
Case between Kerala Gramin Bank vs Janasree Sangam 023 et al regarding realization of money
Case Code Year
Case between Kerala Gramin Bank vs Janasree Sangam 023 et al regarding realization of money