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OS. No. 497/2018

Case between Joseph Fernandez vs Bindu regarding realization of money

Court
IN THE COURT OF THE MUNSIFF, KOLLAM
Judge
Smt. Ragi.S.
Order Date
2025-11-13
Duration
approximately-7 years 8 months
Case Closed
Thu, 11/13/2025 - 12:00

Judgement document from eCourt website

Judgment Document
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Case Summary

Joseph Fernandez filed a suit against Bindu for the realization of a loan amounting to Rs. 3,00,000/-. The plaintiff claims that the defendant failed to repay the loan despite repeated demands.

Judgment Outcome

Plaintiff Won
Interim Order
The suit is decreed in favor of the plaintiff, Joseph Fernandez, and he is entitled to realize Rs. 3,00,000/- with interest from the defendant.
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to realize an amount of Rs. 3,00,000/- with 12% per annum interest from the defendant.
Case Type
Civil Suit
Final Judgment
No
The suit is decreed in favor of the plaintiff, Joseph Fernandez, and he is entitled to realize Rs. 3,00,000/- with interest from the defendant.
Why Plaintiff Won:
The plaintiff successfully proved his claim with convincing evidence.
Losing Side's Weaknesses:
The plaintiff successfully proved his claim with convincing evidence.
Supporting Evidence
The plaintiff has successfully proved his claim. Hence, the suit is liable to be decreed with costs, as prayed for.

Judgment Evidence:

In the result, the suit is decreed with costs as follows: The plaintiff is entitled to realise an amount of Rs. 3,00,000/- with 12% per annum from the date of execution of promissory note till realisation from the defendant and her assets, with costs.

Parties Involved

Parties

Party Role
Plaintiff
Party Name
Joseph Fernandez
Party Age
65
Relation
S/o
Party Role
Defendant
Party Name
Bindu
Party Age
38
Relation
W/o
Plaintiffs Documents
Demand promissory note dated 02.04.2017, Lawyer’s notice dated 01.06.2018, Postal receipt dated 02.06.2018, Postal endorsement showing notice returned as unclaimed.
Defendants Documents

Advocates

Party Role
Plaintiff
Advocate Name
R. S. Prasanth
Appearance Type
Main Counsel
Party Role
Defendant
Advocate Name
Jayachandra Tilak
Appearance Type
Main Counsel

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
The plaintiff is entitled to recover Rs. 3,00,000/- along with interest from the defendant.
Evidence:
Hence, the suit is liable to be decreed with costs as follows: The plaintiff is entitled to realise an amount of Rs. 3,00,000/- with 12% per annum from the date of execution of promissory note till realisation from the defendant and her assets, with costs.

Documents & Evidence

Document Type: Demand Promissory Note
Submitted By: Plaintiff
Relevance:
The defendant executed a promissory note acknowledging the receipt of Rs. 3,00,000/- and promised repayment on demand.
Reference:
Ext.A1
Document Type: Lawyer’s Notice
Submitted By: Plaintiff
Relevance:
Issued by the plaintiff to demand repayment of the amount due under the promissory note.
Reference:
Ext.A2
Document Type: Postal receipt
Submitted By: Plaintiff
Relevance:
Evidence of mailing the lawyer's notice to the defendant.
Reference:
Ext.A3
Document Type: Postal endorsement
Submitted By: Plaintiff
Relevance:
Indicates that the notice sent to the defendant was returned as unclaimed.
Reference:
Ext.A4

Case Classification

Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kollam
State
Kerala
Court Establishment
Munsiff Court Kollam
Common Reasons
Recovery of money
Case Code
Case between Joseph Fernandez vs Bindu regarding realization of money
Case Code Year
Case between Joseph Fernandez vs Bindu regarding realization of money

Quick Facts

Location
Kollam
District
Kollam
State
Kerala
Court Establishment
Munsiff Court Kollam
Case Filed
Tue, 11/13/2018 - 12:00
Case Closed
Thu, 11/13/2025 - 12:00
From
Wed, 10/01/2025 - 12:00
To
Sun, 11/30/2025 - 12:00
Outcome Confidence
100%

Involved Entities

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