Case Summary
The case involves The Federal Bank Ltd. claiming repayment from the defendants who failed to repay a loan. The defendants are ordered to pay a total amount of ₹3,65,000 to the plaintiff with interest.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The defendants are directed to pay ₹3,65,000 with interest at the rate of 6% per annum.
Case Type
Civil Suit
Final Judgment
No
The court found in favor of the plaintiff, ordering the defendants to pay a total of ₹3,65,000 along with interest from the date of filing the suit.
Why Plaintiff Won:
The evidence and submissions by the plaintiff were found to be convincing and uncontested.
The evidence and submissions by the plaintiff were found to be convincing and uncontested.
Losing Side's Weaknesses:
The evidence and submissions by the plaintiff were found to be convincing and uncontested.
The evidence and submissions by the plaintiff were found to be convincing and uncontested.
Supporting Evidence
From the uncontested evidence of the PW1, I am of the opinion that the case of the plaintiff stands proved.
Judgment Evidence:
In the result, the suit is decreed as follows: The defendants are directed to pay to the plaintiff, an amount of 3,65,000/- with interest at the rate of 6% per annum...
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- The Federal Bank Ltd.
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Praveen N.S
- Party Age
- 38
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Shri. Sidharthakumar N
- Party Age
- 75
- Relation
- S/o
Plaintiffs Documents
Retail Loan Application Form, Sanction Letter, Agreement for Federal Personal Car Loan Scheme, Agreement of guarantee, Undertaking, Agreement for conversion, Copy of RC Book of Car, Notice, Demand Notice, Copy of Lawyer Notice, Postal Receipts, Computer printout of Statement, Aadhaar Card Copy of Defendant No.1, Aadhaar Card Copy of Defendant No.2, Copy of Power of Attorney
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- M.S. Kiran
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Lisha William
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- E.K. Remesh Kartha
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Rohith R. Kartha
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendants are directed to pay an amount of 3,65,000/- with interest.
Evidence:
I am of the opinion that the plaintiff is entitled to recover the same from the defendants, with interest from the date of suit.
Relief Type:
Costs
Outcome:
Granted
Description:
The plaintiff is entitled to the costs of the suit from the defendants.
Evidence:
Considering the nature of the suit and circumstances surrounding the suit, the plaintiff is entitled to the costs of the suit from the defendants.
Documents & Evidence
Document Type:
Retail Loan Application Form
Submitted By:
Plaintiff
Relevance:
Filed as evidence to support the plaintiff's claim of loan agreement.
Reference:
Ext.A1
Document Type:
Sanction letter
Submitted By:
Plaintiff
Relevance:
Filed as evidence to establish the approval of the loan.
Reference:
Ext.A2
Document Type:
Agreement for Federal Personal Car Loan Scheme
Submitted By:
Plaintiff
Relevance:
Supports the claim regarding the loan terms and agreement.
Reference:
Ext.A3
Document Type:
Agreement of Guarantee
Submitted By:
Plaintiff
Relevance:
Establishes the guarantee agreement related to the loan.
Reference:
Ext.A4
Document Type:
Declaration
Submitted By:
Plaintiff
Relevance:
Related to the terms of the loan.
Reference:
Ext.A5
Document Type:
Undertaking
Submitted By:
Plaintiff
Relevance:
A document related to the obligations of the defendants.
Reference:
Ext.A6
Document Type:
Agreement for conversion
Submitted By:
Plaintiff
Relevance:
Filed to show additional agreements associated with the loan.
Reference:
Ext.A7
Document Type:
Copy of RC Book of Car
Submitted By:
Plaintiff
Relevance:
Establishes collateral related to the loan.
Reference:
Ext.A8
Document Type:
Notice
Submitted By:
Plaintiff
Relevance:
Notification related to the loan repayment.
Reference:
Ext.A9
Document Type:
Demand Notice
Submitted By:
Plaintiff
Relevance:
Serves as evidence of demand for loan repayment.
Reference:
Ext.A10
Document Type:
Copy of Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Legal notice sent concerning the loan.
Reference:
Ext.A11
Document Type:
Postal Receipts
Submitted By:
Plaintiff
Relevance:
Proof of communication related to the loan.
Reference:
Ext.A12
Document Type:
Computer printout of Statement
Submitted By:
Plaintiff
Relevance:
Financial statement demonstrating the transaction history.
Reference:
Ext.A13
Document Type:
Aadhaar Card Copy
Submitted By:
Plaintiff
Relevance:
Identity proof of the first defendant.
Reference:
Ext.A14
Document Type:
Aadhaar Card Copy
Submitted By:
Plaintiff
Relevance:
Identity proof of the second defendant.
Reference:
Ext.A15
Document Type:
Copy of Power of Attorney
Submitted By:
Plaintiff
Relevance:
Document representing authority in the matter.
Reference:
Ext.A16
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Case Code
Case between The Federal Bank Ltd. vs Praveen N.S et al regarding realisation of money
Case Code Year
Case between The Federal Bank Ltd. vs Praveen N.S et al regarding realisation of money