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OS. No. 1142/2023

Case between Canara Bank vs Sandhya Satheesh et al regarding realisation of money

Court
COURT OF ADDITIONAL MUNSIFF-II
Judge
Smt. Sincy Jacob
Order Date
2025-12-02
Duration
Case Closed
Tue, 12/02/2025 - 12:00

Judgement document from eCourt website

Judgment Document
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Case Summary

Canara Bank is the plaintiff, while Sandhya Satheesh, Satheesh Kumar S., and Anila V. are the defendants. The case involves a loan agreement for educational purposes which the defendants failed to repay.

Judgment Outcome

Plaintiff Won
Interim Order
The court decreed the suit in favor of the plaintiff, ordering the defendants to pay the outstanding loan amount along with interest.
Judgment Favored
Plaintiff
Relief Granted
Plaintiff is entitled to realise an amount of Rs.2,60,019/- together with 6% interest from the date of suit till the date of realisation and cost of the suit.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, ordering the defendants to pay the outstanding loan amount along with interest.
Why Plaintiff Won:
The plaintiff established its case with uncontroverted testimony and supporting documents.
Losing Side's Weaknesses:
The plaintiff established its case with uncontroverted testimony and supporting documents.
Supporting Evidence
PW1 filed affidavit in lieu of examination in chief which is in consonance with plaint averment. From the uncontroverted testimony of PW1 and Exts.A1 to A5 documents the plaintiff had established his case warranting the grant of relief sought for.

Judgment Evidence:

In the result, the suit decreed with costs. Plaintiff is entitled to realise an amount of Rs.2,60,019/- (Rupees Two Lakhs Sixty Thousand and Nineteen only) together with 6% interest from the date of suit till the date of realisation and cost of the suit from the defendants and their assets both movable and immovable.

Parties Involved

Parties

Party Role
Plaintiff
Party Name
Canara Bank
Party Role
Defendant
Party Name
Sandhya Satheesh
Party Age
27
Relation
D/o
Party Role
Defendant
Party Name
Satheesh Kumar S.
Party Age
47
Relation
S/o
Party Role
Defendant
Party Name
Anila V.
Party Age
47
Relation
W/o
Plaintiffs Documents
Loan Application, Loan Agreement, Guarantee agreement, Guarantee Covering Letter, Copy of Computer printout of loan account
Defendants Documents

Advocates

Party Role
Plaintiff
Advocate Name
Sri.Prasanth K.
Appearance Type
Main Counsel

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
Plaintiff sought to recover the loan amount with interest.
Evidence:
Plaintiff is entitled to realise an amount of Rs.2,60,019/- (Rupees Two Lakhs Sixty Thousand and Nineteen only) together with 6% interest from the date of suit till the date of realisation.

Documents & Evidence

Document Type: Loan Application
Submitted By: Plaintiff
Relevance:
Submitted as evidence to support the loan claim.
Reference:
Ext.A1
Document Type: Loan Agreement
Submitted By: Plaintiff
Relevance:
Defines the terms and conditions of the loan.
Reference:
Ext.A2
Document Type: Guarantee Agreement
Submitted By: Plaintiff
Relevance:
Ensures repayment of the loan amount by co-obligors.
Reference:
Ext.A3
Document Type: Guarantee covering letter
Submitted By: Plaintiff
Relevance:
Confirms the guarantee provided for the loan.
Reference:
Ext.A4
Document Type: Copy of Computer printout of loan account
Submitted By: Plaintiff
Relevance:
Shows outstanding dues on the loan.
Reference:
Ext.A5

Case Classification

Case Type
Civil Suit
Category
Money and Loan Recovery
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Common Reasons
Recovery of money
Case Code
Case between Canara Bank vs Sandhya Satheesh et al regarding realisation of money
Case Code Year
Case between Canara Bank vs Sandhya Satheesh et al regarding realisation of money

Quick Facts

Location
THIRUVANANTHAPURAM
District
Thiruvananthapuram
State
Kerala
Court Establishment
Munsiff Court Thiruvananthapuram
Case Filed
Wed, 01/14/2015 - 12:00
Case Closed
Tue, 12/02/2025 - 12:00
From
Mon, 12/01/2025 - 12:00
To
Wed, 12/31/2025 - 12:00
Outcome Confidence
100%

Involved Entities

Bank

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